512-135 James Street, Hamilton, ON

Corktown, Hamilton · MLS® X13410568

$374,990
For Sale
Listed 41 days ago
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2Bedrooms
2Bathrooms
0Parking
900-999Sq Ft

About this home

Welcome To a Beautiful 2 Bedroom & 2 Full Bath Condo in the Chateau Royale Building. This Well Kept Unit has 9" Ceiling, In-Suite Laundry, Open Concept Spacious Living & Dining Area. Walking Distance to Go Station, Banks, Restaurants, St. Joseph's Hospital. Close to McMaster University & Mohawk College. Easy Connectivity to Union Station, Downtown Toronto Through Next Door Go Station.

Key facts

Property type
Condo Apartment, Apartment
MLS®
X13410568
Bedrooms
2
Bathrooms
2
Size
900-999
Cross streets
James St & Hunter St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$883/mo
Exposure
East
Property tax
$3,952 / 2025
Days on market
41
Listing brokerage
REALBIZ REALTY INC.

Rooms

Living RoomMain4.79 × 3.44 m
BathroomMain3.51 × 1.58 m
LaundryMain1.95 × 1.95 m
BedroomMain4.72 × 3.23 m
KitchenMain4.79 × 2.87 m
Bedroom 2Main3.29 × 2.67 m
BathroomMain1.95 × 2.39 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a very walkable address with everyday errands close by. Hamilton GO Centre is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Corktown · asking prices
$298kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2604-150 Charlton Avenue$329k314-135 James Street$320k1401-135 James Street$320k402-150 Charlton Avenue$260k708-150 Charlton Avenue$259k

The 5 closest of 6 active listings nearby.

See all comparable homes
375kThis home329k320k320k260k259kThis home vs active comparables
Live market pulseActive comparables in Corktown · median list $320K
$395this home / sqft
6active listings nearby
41days on market

This home lists 28% above the area average of $308/sqft.

26 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Corktown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Hamilton GO Centre, about 61 m away

20+ transit stops9 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Durand
$400K
Beasley
$319K
Central
$390K
Strathcona
$525K
Ainslie Wood
$361K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,709/mo
$97KIncome needed
3.9×Price ÷ income
$394Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

58%mortgage
Mortgage $1,709Property tax $329Condo fee $883Total carry $2,922

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,601per month

Mortgage amount $299,992 · 4.14% over 25 years

$74,998Down payment (20.0%)
$299,992Loan before insurance
$0CMHC premium
$2,813Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,601
Property tax
$329
Condo / maintenance fees
$883
Heating
$0
Estimated monthly cost
$2,813

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,100
Estimated closing costs
$4,100

Plus your down payment of $74,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,944/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$180,269Total interest paid
$480,261Total of all payments
Principal $299,992 Interest $180,269
YearPrincipalInterestBalance
1$7,028$12,183$292,964
2$7,322$11,889$285,642
3$7,628$11,582$278,014
4$7,947$11,263$270,067
5$8,279$10,931$261,788
6$8,626$10,585$253,162
7$8,987$10,224$244,176
8$9,362$9,848$234,813
9$9,754$9,456$225,059
10$10,162$9,048$214,897
11$10,587$8,623$204,310
12$11,030$8,180$193,280
13$11,491$7,719$181,788
14$11,972$7,238$169,816
15$12,473$6,738$157,343
16$12,995$6,216$144,349
17$13,538$5,672$130,811
18$14,104$5,106$116,706
19$14,694$4,516$102,012
20$15,309$3,901$86,703
21$15,949$3,261$70,754
22$16,616$2,594$54,137
23$17,312$1,899$36,826
24$18,036$1,175$18,790
25$18,790$420$0

At the end of your 5-year term

Total paid over the term
$96,052
Principal paid down
$38,204
Interest paid
$57,848
Balance remaining
$261,788

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
4.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.8%
Gross yield
− Property tax $3,952− Condo fees $10,600− Insurance $600− Vacancy & upkeep $4,026Net operating income $17,422

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALBIZ REALTY INC.. MLS®/PropTx.

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