40 Bermuda Court, Hamilton, ON
Rolston, Hamilton · MLS® X13410570
About this home
Nestled on a quiet court on the West Hamilton Mountain, this well-maintained elevated ranch offers exceptional space, versatility, and a backyard designed for summer enjoyment. Situated on a desirable pie-shaped lot, the fully fenced yard is beautifully landscaped and features an inviting oval-shaped inground pool with a 3-foot shallow end and 5-foot-deep end, making it ideal for swimmers of all ages and abilities. It's the perfect staycation retreat for relaxing, entertaining, and creating lasting memories with family and friends. The main level offers 3 spacious bedrooms, a full bathroom, and bright, comfortable living spaces. Hardwood flooring extends throughout the living room, hallway, and bedrooms, adding warmth and timeless appeal. Lovingly maintained over the years, this home provides a solid foundation to personalize and update to suit your own style and needs. The lower level presents outstanding in-law or income potential with a separate rear walk-up entrance, a second full bathroom, and a flexible layout ideal for extended family living. Enjoy a large family room with a cozy gas fireplace, plus an additional oversized recreation area that could easily be converted into a fourth bedroom, home office, gym, or multi-purpose living space. A single-car garage with convenient inside entry adds everyday practicality, while the sought-after West Mountain location places you close to schools, parks, shopping, and amenities. Minutes to Mohawk College. Whether you're seeking a family home, multi-generational living opportunity, or a property with future income potential, this home offers comfort, flexibility, and endless possibilities in a quiet, family-friendly setting.
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- X13410570
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 700-1100
- Lot
- 32 × 118.26 ft
- Cross streets
- West 5th and Mohawk
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Metal/Steel Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Pool
- Inground
- Property tax
- $6,065 / 2025
- Days on market
- 41
- Listing brokerage
- ROYAL LEPAGE STATE REALTY
Rooms
3 Pc Bath
Tile Floor
Hardwood Floor
Tile Floor
Fireplace
Hardwood Floor
4 pc bath · laminate
Hardwood Floor
Listed at $715,000, this home is about 31% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Rolston, so I widened the search to the surrounding area.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $927K, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $599K
- Adjusts to $599K
That comparable adjusts to $599K; the $544K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. At 261 MOHAWK is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $544K, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Weigh carefully
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 26% above the area average of $628/sqft.
39 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rolston, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: At 261 MOHAWK, about 190 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $572,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,052
- Property tax
- $505
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,558
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,775
- Estimated closing costs
- $10,775
Plus your down payment of $143,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $183,144
- Principal paid down
- $72,844
- Interest paid
- $110,300
- Balance remaining
- $499,156
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.