176 Kimberly Drive, Hamilton, ON
Rosedale, Hamilton · MLS® X13413930
About this home
Welcome home to 176 Kimberly Drive in Hamilton's Rosedale neighbourhood, a peaceful, well-established pocket known for its calm, family-friendly atmosphere. This charming multi-level backsplit offers 3+1 bedrooms, 1.5 bathrooms and 1,256 sqft above grade, with a finished lower level of roughly 950 sqft and a walk-up, ideal for growing families or those exploring income potential. Pride of ownership is evident with a polished exterior, poured concrete driveway & walkway (2024), single-car garage and front porch. The main level offers a foyer with engineered hardwood leading into the updated eat-in kitchen (2021), featuring shaker-style cabinetry, wraparound granite countertops with an undermount sink & herringbone backsplash, recessed lighting, tinted privacy windows and matching stainless steel appliances including a built-in dishwasher & microwave. The open-concept layout flows into the dining area, where original hardwood extends through the living & dining rooms, along with oversized patio doors with built-in blinds and a walkout to the aggregate side patio with access to the garage & backyard. The upper level offers 3 bedrooms with original hardwood flooring & ceiling fans. The primary bedroom features California shutters and ensuite privilege to a 3 piece bathroom with a jetted soaker tub & ample cabinetry, also accessible from the hallway. The cozy basement features a recreation room with a full brick feature wall & gas fireplace, wainscoting, and custom built-in shelving. Also on this level is an additional bedroom, currently used as a home office, with walk-up access to the backyard. The finished lower level includes a laundry room with oversized sinks and a standalone shower, utilities, and a versatile bonus room for a playroom, gym, or media space. Enjoy the patio & backyard, perfect for entertaining or relaxing. The home also offers driveway parking for 4 vehicles and excellent potential for an in-law suite or rental opportunity.
Key facts
- Property type
- Detached, Backsplit 4
- MLS®
- X13413930
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500
- Lot
- 50 × 138.55 ft
- Cross streets
- Dumbarton Ave
- Parking
- 1 garage · 5 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,406 / 2025
- Days on market
- 39
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
hardwood floor · l-shaped room · open concept
granite counters · hardwood floor · stainless steel appl
Combined w/Laundry
hardwood floor · ceiling fan(s)
fireplace · wainscoting · california shutters
3 pc ensuite · soaking tub
hardwood floor · ceiling fan(s)
hardwood floor · ensuite bath · ceiling fan(s)
Hardwood Floor
Double Closet
california shutters · walk-up
hardwood floor · walk-out
2 Pc Bath
Listed at $774,900, this home is tracking about 18% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $835K, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $725K
- Bathrooms −$30K
- Adjusts to $695K
That comparable adjusts to $695K; the $941K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. ROSEDALE at DUMBARTON is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $941K, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 7% below the area average of $643/sqft.
37 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rosedale, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: ROSEDALE at DUMBARTON, about 148 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $619,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,308
- Property tax
- $451
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,759
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,973
- Estimated closing costs
- $11,973
Plus your down payment of $154,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $198,487
- Principal paid down
- $78,947
- Interest paid
- $119,540
- Balance remaining
- $540,973
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.