114-470 Dundas Street, Hamilton, ON

Waterdown, Hamilton · MLS® X13414412

$385,000
For Sale
Listed 39 days ago
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1Bedrooms
1Bathrooms
1Parking
500-599Sq Ft

About this home

Perfect for first-time buyers or downsizers. This beautifully appointed ground-floor condo offers style, comfort, and convenience in one of Waterdown's most sought-after communities.Ideally located within walking distance to shopping, restaurants, parks, and everyday amenities, this home also offers easy access to major highways and public transit, making commuting a breeze.Step inside to discover a bright open-concept layout featuring elegant flooring throughout. The modern kitchen is designed to impress with quartz countertops, stainless steel appliances, an undermount sink, and a peninsula with breakfast bar seating, perfect for casual dining, entertaining, or your morning coffee.The sun-filled living area opens onto a private balcony, providing the perfect space to relax and enjoy the outdoors. The spacious bedroom features floor-to-ceiling windows and a peaceful atmosphere, while the stylish 4-piece bathroom showcases contemporary finishes. In-suite laundry, one owned parking space, and a storage locker add to the everyday convenience.Residents enjoy access to exceptional building amenities, including a fitness centre, party room, rooftop terrace and garden, community BBQ area, bicycle storage, and a welcoming lobby lounge.Just minutes from Burlington's vibrant waterfront, restaurants, and entertainment district, this move-in-ready condo offers an outstanding opportunity to enter the market and enjoy modern condo living in a prime location.Some photos have been virtually staged to illustrate the property's potential layout and use of space. Furnishings and décor shown in these images may not be present at the property.

Key facts

Property type
Condo Apartment, Apartment
MLS®
X13414412
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Dundas/ Mallard/ Riverwalk
Parking
1 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Stone
Maintenance
$502/mo
Exposure
East
Property tax
$2,559 / 2026
Days on market
39
Listing brokerage
ROYAL LEPAGE PLATINUM REALTY

Rooms

Living RoomMain4.67 × 3.48 m

Balcony

KitchenMain2.34 × 2.26 m

Open Concept

Primary BedroomMain3.25 × 2.67 m

Large Window

Listing history

  1. Jun 18, 2026Listed$1,900

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$353Kest. value

Listed at $385,000, this home is tracking about 9% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($701/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $369K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $420K
  • Adjusts to $420K

That comparable adjusts to $420K; the $353K estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. DUNDAS at BURKE is about a 8-minute walk away.

List price
$336KGreat deal$385KOverpriced

Total price vs nearby homes. Fair value about $353K, median of 12 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Waterdown · asking prices
$408kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

416-450 Dundas Street$365k209-460 Dundas Street$420k514-450 Dundas Street$439k

The 3 closest active listings nearby.

See all comparable homes
385kThis home365k420k439kThis home vs active comparables
Live market pulseActive comparables in Waterdown · median list $500K
$701this home / sqft
12active listings nearby
39days on market

This home lists 1% below the area average of $705/sqft.

24 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterdown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

51/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: DUNDAS at BURKE, about 641 m away

4 transit stops6 dining9 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Strathcona
$525K
Central
$390K
Beasley
$319K
Durand
$400K
Corktown
$296K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,755/mo
$87KIncome needed
4.4×Price ÷ income
$405Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $1,755Property tax $213Condo fee $502Total carry $2,470

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,644per month

Mortgage amount $308,000 · 4.14% over 25 years

$77,000Down payment (20.0%)
$308,000Loan before insurance
$0CMHC premium
$2,359Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,644
Property tax
$213
Condo / maintenance fees
$502
Heating
$0
Estimated monthly cost
$2,359

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,250
Estimated closing costs
$4,250

Plus your down payment of $77,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,996/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$185,081Total interest paid
$493,081Total of all payments
Principal $308,000 Interest $185,081
YearPrincipalInterestBalance
1$7,215$12,508$300,785
2$7,517$12,206$293,267
3$7,832$11,892$285,436
4$8,159$11,564$277,277
5$8,500$11,223$268,776
6$8,856$10,867$259,920
7$9,226$10,497$250,694
8$9,612$10,111$241,081
9$10,014$9,709$231,067
10$10,433$9,290$220,633
11$10,870$8,853$209,764
12$11,324$8,399$198,439
13$11,798$7,925$186,641
14$12,292$7,432$174,349
15$12,806$6,917$161,543
16$13,341$6,382$148,202
17$13,899$5,824$134,303
18$14,481$5,242$119,822
19$15,087$4,637$104,735
20$15,718$4,006$89,017
21$16,375$3,348$72,642
22$17,060$2,663$55,582
23$17,774$1,950$37,809
24$18,517$1,206$19,292
25$19,292$432$0

At the end of your 5-year term

Total paid over the term
$98,616
Principal paid down
$39,224
Interest paid
$59,392
Balance remaining
$268,776

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $2,559− Condo fees $6,020− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,977

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE PLATINUM REALTY. MLS®/PropTx.

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