1285 Kirkwall Road, Hamilton, ON

Rural Flamborough, Hamilton · MLS® X13415978

$2,995,000
For Sale
Listed 44 days ago
4Bedrooms
3Bathrooms
3Garage · 20 parking
3500-5000Sq Ft

About this home

1285 Kirkwall Rd is a residence, designed by an internationally renowned architectural designer and sculptor. The main residence, established in 1973-74, anchors a private property with additional structures thoughtfully integrated over the decades. These structures embody a truly timeless design, crafted with the intention and longevity. This exceptional estate is set on a picturesque country property in highly sought-after rural Hamilton. Located near the county's most densely populated area, the property is enveloped by conservation lands and nature trails, with views to all fields. You own the view. This forested retreat offers absolute privacy and tranquility, yet remains just a short drive away. 45 minutes to Toronto International Airport and a short 20 minutes to Hamilton Airport. Nestled within an expansive 2 acre lot its scenic surroundings are further defined by spacious principal rooms and abundant natural light. It presents an exquisite blend of privacy, space, and timeless charm. Offering additional endless potential with over 2,000 sq. ft, for an office/workshop as well as options for a second residence. The space is great for creative hobbyists or business owners. This is truly a peaceful, luxurious retreat from urban life, offering a live work environment as well as generational living... This is a rare opportunity to acquire a truly special property where you can live, grow, and savor the tranquility of the outdoors while remaining effortless connected to major highways and essential amenities.

Key facts

Property type
Detached, 3-Storey
MLS®
X13415978
Bedrooms
4
Bathrooms
3 (1 half)
Size
3500-5000
Lot
235 × 345.35 ft
Cross streets
Safari Rd
Parking
3 garage · 20 parking (detached)
Driveway
Circular Drive
Basement
Other
Heating
Baseboard
A/C
Central Air
Exterior
Concrete, Stone
Foundation
Poured Concrete
Roof
Cedar, Shake
Sewer
Septic
Pool
Inground
Property tax
$10,247 / 2025
Days on market
44
Listing brokerage
CORCORAN HORIZON REALTY

Rooms

Primary BedroomSecond5.05 × 4.17 m
LoftSecond5.41 × 2.87 m
KitchenSecond4.47 × 5.44 m
RecreationMain5.18 × 5.56 m
Family RoomSecond3.86 × 5.31 m
BedroomSecond3.66 × 2.74 m
OfficeMain4.72 × 2.64 m
BedroomThird3.00 × 6.40 m
Dining RoomSecond4.19 × 4.80 m
BedroomThird3.00 × 2.72 m
OtherThird2.31 × 8.53 m
SunroomMain4.42 × 6.35 m
BathroomThird0.91 × 1.52 m

2 Pc Bath

BathroomSecond2.95 × 3.40 m

4 Pc Bath

Living RoomMain7.32 × 8.61 m
Media RoomMain2.57 × 5.49 m
Moe’s TakeTeam Asgarian · Broker
In the wider range
$2.75Mest. value

Listed at $2,995,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.88M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.20M
  • Bedrooms −$60K
  • Bathrooms −$30K
  • Adjusts to $2.11M

That comparable adjusts to $2.11M; the $2.75M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

List price
$2.21MGreat deal$3.02MOverpriced

Total price vs nearby homes. Fair value about $2.75M, median of 8 comparables.

Comparable listingsCurrently listed nearby in Rural Flamborough · asking prices
$2.44Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

13 Timberrun Court$2.70M314 7th Concession Road$3.38M2092 Highway 6$2.30M330 Mountsberg Road$1.95M424 Concession Rd 8$1.89M

The 5 closest of 8 active listings nearby.

See all comparable homes
3.00MThis home2.70M3.38M2.30M1.95M1.89MThis home vs active comparables
Live market pulseActive comparables in Rural Flamborough · median list $1.77M
$705this home / sqft
38active listings nearby
44days on market

This home lists 10% below the area average of $780/sqft.

41 days longer than the Hamilton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Flamborough, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$993K
Waterdown
$1.39M
Ancaster
$1.19M
Westdale
$1.60M
Meadowlands
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$13,650/mo
$548KIncome needed
5.5×Price ÷ income
$3,150Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $13,650Property tax $854Total carry $14,504

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,786per month

Mortgage amount $2,396,000 · 4.14% over 25 years

$599,000Down payment (20.0%)
$2,396,000Loan before insurance
$0CMHC premium
$13,640Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,786
Property tax
$854
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,640

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$61,350
Estimated closing costs
$61,350

Plus your down payment of $599,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$15,530/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,439,784Total interest paid
$3,835,784Total of all payments
Principal $2,396,000 Interest $1,439,784
YearPrincipalInterestBalance
1$56,130$97,301$2,339,870
2$58,478$94,953$2,281,392
3$60,924$92,507$2,220,468
4$63,472$89,959$2,156,996
5$66,127$87,304$2,090,869
6$68,893$84,538$2,021,976
7$71,775$81,656$1,950,201
8$74,777$78,654$1,875,424
9$77,905$75,526$1,797,519
10$81,164$72,268$1,716,355
11$84,559$68,873$1,631,797
12$88,095$65,336$1,543,701
13$91,780$61,651$1,451,921
14$95,619$57,812$1,356,301
15$99,619$53,812$1,256,682
16$103,786$49,645$1,152,896
17$108,127$45,304$1,044,769
18$112,650$40,781$932,119
19$117,362$36,069$814,757
20$122,271$31,160$692,486
21$127,385$26,046$565,101
22$132,714$20,718$432,387
23$138,265$15,166$294,122
24$144,048$9,383$150,074
25$150,074$3,358$0

At the end of your 5-year term

Total paid over the term
$767,157
Principal paid down
$305,131
Interest paid
$462,026
Balance remaining
$2,090,869

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $10,247− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $66,851

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CORCORAN HORIZON REALTY. MLS®/PropTx.

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