404 Hamilton Drive, Hamilton, ON
Ancaster, Hamilton · MLS® X13419608
About this home
RARE opportunity to own a .85 acre property right in the heart of the highly sought after Ancaster area! This beautifully re-done 2100 sq. ft. raised bungalow is only minutes away from shopping, schools and highway 403.Fully open concept living room, dining room and beautiful custom eat-in kitchen with massive island.The extraordinary Master Bedroom retreat is tucked away on the south side of the home with gorgeous stone wall gas fireplace, massive walk-in closet and a spectacular 5 pc master ensuite with Jacuzzi tub.In-Law Suite potential. large office with separate entrance to the back patio.Soak in the south-facing sun on the large backyard patio deck and enjoy cool autumn nights around the fire pit.Fully fenced in area to let the dog run wild!! This massive property has plenty of space to create your dream backyard oasis.The fully finished basement features a massive cold room/cellar, rec-room with wet-bar, massive games room, basement bedroom 3 pc bathroom and laundry room. Oversized detached double car garage at the rear of the property and driveway parking for many vehicles.Home is set up with 2 furnaces (2016,2025),2 AC units (2016,2022).Features and Upgrades Include: Distributed Audio, Hardwood Flooring, In-Law Set Up, Gas Fireplace and much much more...a definite MUST SEE!!
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- X13419608
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3
- Size
- 2000-2500
- Lot
- 65.62 × 314.97 ft
- Cross streets
- Wilson
- Parking
- 2 garage · 14 parking (detached)
- Driveway
- Front Yard Parking
- Basement
- Finished, Full, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Vinyl Siding
- Foundation
- Block, Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $8,522 / 2026
- Days on market
- 42
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
3 Pc Bath
4 Pc Bath
5 Pc Ensuite
Listed at $1,549,000, this home is about 24% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($688/sqft) is in line with the area, so you are paying for extra space rather than a premium.
In Ancaster lately, sellers have been getting about 97% of asking and homes sell in about 39 days.
There were not many closely comparable homes right in Ancaster, so I widened the search to the surrounding area.
Based on 94 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 94 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.32M, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $1.20M
- Bathrooms −$15K
- Adjusts to $1.19M
That comparable adjusts to $1.19M; the $1.25M estimate above is the median of all 94 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
On location, this is a more car-dependent spot, so buyers here typically drive. Amberly at Sunnymeade is about a 6-minute walk away. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.25M, median of 94 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Income potential
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 1% above the area average of $683/sqft.
39 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car — groceries and transit are a drive away.
🚉 Nearest transit: Amberly at Sunnymeade, about 502 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.
Mortgage amount $1,239,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,613
- Property tax
- $710
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,323
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $27,455
- Estimated closing costs
- $27,455
Plus your down payment of $309,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $396,770
- Principal paid down
- $157,812
- Interest paid
- $238,957
- Balance remaining
- $1,081,388
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.