30 Cambridge Avenue, Hamilton, ON
Crown Point, Hamilton · MLS® X13420138
About this home
Well maintained detached 1.5 storey home in Hamilton's popular Crown Point neighbourhood. This 3 bedroom home provides a practical layout with a separate dinette, good sized kitchen, and patio doors leading to a large fenced rear yard perfect for outdoor dining, pets, or gardening. Convenient main floor laundry adds everyday ease. The basement is ideal for storage. Private parking and detached living make this property in this price point an excellent opportunity for first-time buyers, downsizers, or investors. Ideally located close to the Ottawa Street shopping district, local eateries, library, cafes, schools, public transit, and everyday amenities in one of Hamilton's most walkable east-end communities.
Key facts
- Property type
- Detached, 1 1/2 Storey
- MLS®
- X13420138
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 700-1100
- Lot
- 26.08 × 100 ft
- Cross streets
- West of Kenilworth and North of Roxborough.
- Parking
- 1 parking
- Driveway
- Private
- Basement
- Full, Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Veneer, Vinyl Siding
- Foundation
- Brick
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $2,680 / 2025
- Days on market
- 42
- Listing brokerage
- ROYAL LEPAGE STATE REALTY
Rooms
Overlooks Backyard
4 Pc Bath
Listed at $425,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
In Crown Point lately, sellers have been getting about 97% of asking and homes sell in about 27 days.
Based on 87 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 87 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $393K, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $600K
- Bedrooms −$30K
- Adjusts to $570K
That comparable adjusts to $570K; the $411K estimate above is the median of all 87 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. CANNON at ROBINS is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $411K, median of 87 comparables.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 9% below the area average of $520/sqft.
39 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Crown Point, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: CANNON at ROBINS, about 99 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.
Mortgage amount $340,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,814
- Property tax
- $223
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,038
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $4,975
- Estimated closing costs
- $4,975
Plus your down payment of $85,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $108,862
- Principal paid down
- $43,299
- Interest paid
- $65,563
- Balance remaining
- $296,701
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.