13 Timberrun Court, Hamilton, ON

Rural Flamborough, Hamilton · MLS® X13421172

$2,699,999
For Sale
Listed 43 days ago
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4Bedrooms
4Bathrooms
3Garage · 18 parking
3000-3500Sq Ft

About this home

A rare Luxury Retreat on the Halton-Flamborough Border! Minutes to Guelph, KW, Hamilton and Toronto. Nestled on its own private 2-acre ravine cul-de-sac within an exclusive enclave developed by Country Green Homes in early 2000's, This NEW (2024-2025) built with Tarion warranty, energy-efficient bungalow offers timeless estate living with modern craftsmanship in this Muskoka style setting. Extremely challenging to obtain new build permits inside the protected Greenbelt! Boasting apx. 3,300 sq ft on the main level and loft plus potential 2,500 legal sq ft in high ceiling, multi-walkout lower level with rough-ins, ready for an in-law suite or investment space. Showcases 10-15ft vaulted ceilings, 8ft solid core doors, 5 skylights, a 2-way fireplace, and a built-in speaker system. Offers 4 spacious main-floor bedrooms, including a primary bedroom with a 5-pc ensuite and air-jet jacuzzi plus a guest loft suite with a full bath. Enjoy premium living spaces, including a formal dining room, family room, and a sunlit 4-season room. The resort-style backyard oasis features $300K in professional landscaping, large evergreens, a pond with waterfall, a UV-treated large fiberglass inground pool, an 8-seater Jacuzzi, and a 8' red cedar sauna. Includes a 3-car garage equipped with an EV charger. Powered by high-speed Starlink internet, a dual heat pump furnace for low utility bills, certified well water quality and a premium grade solid construction that crafted this forever family home. *For Additional Property Details Click The Brochure Icon Below*

Key facts

Property type
Detached, Bungaloft
MLS®
X13421172
Bedrooms
4
Bathrooms
4
Size
3000-3500
Lot
106.33 × 524.5 ft
Cross streets
Mountsberg Rd and Millburough Line
Parking
3 garage · 18 parking (attached)
Driveway
Private
Basement
Unfinished, Walk-Out
Heating
Heat Pump
A/C
Central Air
Exterior
Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Pool
Inground
Property tax
$11,791 / 2025
Days on market
43
Listing brokerage
ICI SOURCE REAL ASSET SERVICES INC.

Rooms

Bedroom 2Main5.36 × 4.17 m
Bedroom 4Main3.63 × 3.08 m
Bedroom 3Main4.24 × 3.44 m
Primary BedroomMain5.06 × 3.97 m
Moe’s TakeTeam Asgarian · Broker
Above the wider set
$2.17Mest. value

Listed at $2,699,999, this home is tracking about 24% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 20 similar homes nearby, adjusted for size, beds, and baths.Median of 20 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.51M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $3.38M
  • Adjusts to $3.38M

That comparable adjusts to $3.38M; the $2.17M estimate above is the median of all 20 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

List price
$1.79MGreat deal$2.70MOverpriced

Total price vs nearby homes. Fair value about $2.17M, median of 20 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Comparable listingsCurrently listed nearby in Rural Flamborough · asking prices
$2.22Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2092 Highway 6$2.30M314 7th Concession Road$3.38M424 Concession Rd 8$1.89M1318 Concession 6$2.00M192 Concession 14$1.55M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.70MThis home2.30M3.38M1.89M2.00M1.55MThis home vs active comparables
Live market pulseActive comparables in Rural Flamborough · median list $1.77M
$831this home / sqft
38active listings nearby
43days on market

This home lists 7% above the area average of $777/sqft.

40 days longer than the Hamilton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rural Flamborough, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterdown
$1.39M
Dundas
$993K
Westdale
$1.60M
Hamilton Beach
$1.45M
Ancaster
$1.19M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$12,306/mo
$502KIncome needed
5.4×Price ÷ income
$2,840Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $12,306Property tax $983Total carry $13,288

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,527per month

Mortgage amount $2,159,999 · 4.14% over 25 years

$540,000Down payment (20.0%)
$2,159,999Loan before insurance
$0CMHC premium
$12,509Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,527
Property tax
$983
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,509

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$53,975
Estimated closing costs
$53,975

Plus your down payment of $540,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$14,000/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,297,968Total interest paid
$3,457,967Total of all payments
Principal $2,159,999 Interest $1,297,968
YearPrincipalInterestBalance
1$50,601$87,717$2,109,398
2$52,718$85,601$2,056,680
3$54,923$83,396$2,001,757
4$57,220$81,098$1,944,537
5$59,614$78,705$1,884,923
6$62,107$76,211$1,822,815
7$64,705$73,613$1,758,110
8$67,412$70,907$1,690,698
9$70,231$68,087$1,620,467
10$73,169$65,150$1,547,298
11$76,230$62,089$1,471,068
12$79,418$58,900$1,391,650
13$82,740$55,578$1,308,910
14$86,201$52,118$1,222,709
15$89,807$48,512$1,132,902
16$93,563$44,755$1,039,339
17$97,477$40,842$941,862
18$101,554$36,765$840,307
19$105,802$32,517$734,505
20$110,228$28,091$624,278
21$114,838$23,480$509,440
22$119,642$18,677$389,798
23$124,646$13,673$265,152
24$129,860$8,459$135,292
25$135,292$3,027$0

At the end of your 5-year term

Total paid over the term
$691,593
Principal paid down
$275,076
Interest paid
$416,517
Balance remaining
$1,884,923

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $11,791− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $54,093

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ICI SOURCE REAL ASSET SERVICES INC.. MLS®/PropTx.

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