2 LORING Crescent, Hamilton, ON
Stoney Creek, Hamilton · MLS® X13423242
About this home
Welcome to 2 Loring Crescent, a beautifully maintained 4-level backsplit located in one of Stoney Creek's most desirable family-friendly neighbourhoods. Offering an exceptional combination of space, functionality, and outdoor enjoyment, this impressive 3-bedroom home is ideal for growing families, multi-generational living, or buyers seeking a move-in-ready property with plenty of room to entertain. The charming covered front porch, manicured landscaping, oversized double-wide driveway, and attached 1.5-car garage create outstanding curb appeal from the moment you arrive. Inside, the bright and spacious main floor features a welcoming living room, formal dining area, and a large eat-in kitchen with ample cabinetry and workspace. Upstairs, you'll find three generously sized bedrooms, including a spacious primary retreat, along with a beautifully renovated 5-piece bathroom. The thoughtful multi-level design provides both privacy and functional living space for the entire family. The lower level boasts an expansive family room with a cozy gas fireplace, a 3-piece bathroom, and a separate walk-up entrance from the backyard, offering excellent flexibility and potential for multi-generational living. The fully finished basement adds even more living space with a large recreation/media room, plus a spacious laundry, utility, and storage area. Step outside to your private backyard oasis featuring a heated in-ground pool, expansive patio and deck area, covered sitting space, and a separate fenced grass area perfect for children and pets. Whether hosting summer gatherings or enjoying a quiet evening outdoors, this backyard is designed to be enjoyed. Conveniently located close to schools, parks, shopping, restaurants, transit, and major highway access, this exceptional home offers the perfect blend of comfort, space, and lifestyle in a sought-after Stoney Creek neighbourhood.
Key facts
- Property type
- Detached, Backsplit 3
- MLS®
- X13423242
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 51.2 × 105.16 ft
- Cross streets
- MACINTOSH DRIVE
- Parking
- 15 garage · 7 parking (built-in)
- Driveway
- Front Yard Parking, Private Double
- Basement
- Separate Entrance, Full, Walk-Up, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $5,325 / 2025
- Days on market
- 43
- Listing brokerage
- RE/MAX ESCARPMENT GOLFI REALTY INC.
Rooms
3 Pc Bath
Eat-in Kitchen
5 Pc Bath
Listed at $799,900, this home is about 14% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($615/sqft) is in line with the area, so you are paying for extra space rather than a premium.
In Stoney Creek lately, sellers have been getting about 94% of asking and homes sell in about 42 days.
There were not many closely comparable homes right in Stoney Creek, so I widened the search to the surrounding area.
Based on 55 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 55 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $822K, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $475K
- Bathrooms +$11K
- Adjusts to $486K
That comparable adjusts to $486K; the $703K estimate above is the median of all 55 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
Total price vs nearby homes. Fair value about $703K, median of 55 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 1% above the area average of $608/sqft.
40 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $639,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,415
- Property tax
- $444
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,859
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,473
- Estimated closing costs
- $12,473
Plus your down payment of $159,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $204,891
- Principal paid down
- $81,494
- Interest paid
- $123,397
- Balance remaining
- $558,426
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT GOLFI REALTY INC.. MLS®/PropTx.