565 Stone Church Road, Hamilton, ON
Gilkson, Hamilton · MLS® X13424928
About this home
Welcome to 565 Stone Church Road West, a beautifully maintained 3+1 bedroom, 3 bathroom home offering exceptional space, versatility, and in-law suite potential in one of Hamilton Mountain's most convenient family-friendly communities.This move-in-ready home features a private separate entrance, making it ideal for multi-generational living, or extended family The main level offers bright and spacious living and dining rooms accented by hardwood flooring (2019), while the updated kitchen showcases refaced cabinetry and countertops (2023), providing a fresh, modern feel. The inviting family room features a walkout to the rear yard, creating the perfect space for entertaining or relaxing outdoors.Numerous updates provide peace of mind, including most windows replaced, shingles (2025), and spray foam insulation in the crawl space (2026) for improved energy efficiency.Located in the heart of Hamilton Mountain, you'll enjoy easy access to excellent schools, parks, recreation centres, shopping, restaurants, and everyday amenities. Just minutes from Limeridge Mall, the Lincoln M. Alexander Parkway, Highway 403 access, public transit, and scenic walking trails, this location offers the perfect balance of convenience and community.Whether you're a growing family, downsizer seeking flexibility, or investor looking for future potential, this well-cared-for home offers outstanding value in a sought-after neighbourhood. Don't miss your opportunity to make this Hamilton Mountain gem your next home.
Key facts
- Property type
- Detached, Backsplit 4
- MLS®
- X13424928
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3
- Size
- 2000-2500
- Lot
- 42.43 × 120.01 ft
- Cross streets
- UPPER PARADISE
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double
- Basement
- Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,393 / 2026
- Days on market
- 37
- Listing brokerage
- ROYAL LEPAGE MACRO REALTY
Rooms
Hardwood Floor
Hardwood Floor
3 Pc Bath
Walk-Out
3 Pc Ensuite
4 Pc Bath
Listed at $889,888, this home is tracking about 25% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 75 similar homes nearby, adjusted for size, beds, and baths.Median of 75 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $973K, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.20M
- Bedrooms −$30K
- Adjusts to $1.17M
That comparable adjusts to $1.17M; the $1.18M estimate above is the median of all 75 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. STONE CHURCH at COURTLAND is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.18M, median of 75 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Income potential
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 30% below the area average of $563/sqft.
35 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Gilkson, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: STONE CHURCH at COURTLAND, about 39 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $711,910 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,799
- Property tax
- $533
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,332
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,273
- Estimated closing costs
- $14,273
Plus your down payment of $177,978. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $227,941
- Principal paid down
- $90,662
- Interest paid
- $137,279
- Balance remaining
- $621,248
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE MACRO REALTY. MLS®/PropTx.