122 Queensdale Avenue, Hamilton, ON

Centremount, Hamilton · MLS® X13426168

$669,900
For Sale
Listed 37 days ago
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3Bedrooms
4Bathrooms
2Parking
1100-1500Sq Ft

About this home

Property Sold "As is, where is" basis. Seller makes no representation and/ or warranties.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
X13426168
Bedrooms
3
Bathrooms
4 (1 half)
Size
1100-1500
Lot
38 × 110 ft
Cross streets
Skyland Dr & Queensdale Ave E
Parking
2 parking
Driveway
Private Double
Basement
Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Above Ground
Property tax
$5,289 / 2025
Days on market
37
Listing brokerage
ROYAL LEPAGE STATE REALTY

Rooms

Living RoomMain3.05 × 6.40 m
KitchenBasement3.05 × 3.35 m
KitchenMain3.76 × 6.40 m
Primary BedroomMain3.35 × 3.35 m
BedroomSecond3.05 × 3.96 m
RecreationBasement7.32 × 3.96 m
OfficeBasement2.74 × 2.44 m
BedroomSecond4.27 × 4.27 m
DenSecond1.83 × 2.13 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

On location, this is a very walkable address with everyday errands close by. INVERNESS at BELAIR is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$745kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

13 East 41st Street$720k24 Baillie Street$650k325 Queensdale Avenue$830k448 STONE CHURCH Road$724k546 Dicenzo Drive$800k

The 5 closest of 8 active listings nearby.

See all comparable homes
670kThis home720k650k830k724k800kThis home vs active comparables
Live market pulseActive comparables in Centremount · median list $600K
$515this home / sqft
5active listings nearby
37days on market

This home lists 10% below the area average of $572/sqft.

35 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Centremount, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: INVERNESS at BELAIR, about 249 m away

20+ transit stops5 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Gibson
$670K
Westdale
$1.39M
Delta
$729K
Homeside
$593K
Dundas
$1.05M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,053/mo
$135KIncome needed
5.0×Price ÷ income
$705Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

87%mortgage
Mortgage $3,053Property tax $441Total carry $3,494

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,860per month

Mortgage amount $535,920 · 4.14% over 25 years

$133,980Down payment (20.0%)
$535,920Loan before insurance
$0CMHC premium
$3,301Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,860
Property tax
$441
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,301

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,873
Estimated closing costs
$9,873

Plus your down payment of $133,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,474/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$322,040Total interest paid
$857,960Total of all payments
Principal $535,920 Interest $322,040
YearPrincipalInterestBalance
1$12,555$21,764$523,365
2$13,080$21,239$510,285
3$13,627$20,691$496,658
4$14,197$20,121$482,461
5$14,791$19,528$467,670
6$15,410$18,909$452,261
7$16,054$18,264$436,207
8$16,726$17,593$419,481
9$17,425$16,893$402,056
10$18,154$16,164$383,902
11$18,913$15,405$364,988
12$19,705$14,614$345,284
13$20,529$13,790$324,755
14$21,387$12,931$303,368
15$22,282$12,036$281,086
16$23,214$11,104$257,872
17$24,185$10,133$233,686
18$25,197$9,122$208,490
19$26,251$8,068$182,239
20$27,349$6,970$154,890
21$28,493$5,826$126,398
22$29,684$4,634$96,713
23$30,926$3,392$65,787
24$32,220$2,099$33,567
25$33,567$751$0

At the end of your 5-year term

Total paid over the term
$171,592
Principal paid down
$68,250
Interest paid
$103,343
Balance remaining
$467,670

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $5,289− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,875

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.

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