192 Ewen Road, Hamilton, ON

Ainslie Wood, Hamilton · MLS® X13427470

$699,000
For Sale
Listed 42 days ago
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5Bedrooms
3Bathrooms
3Parking
1500-2000Sq Ft

About this home

Introducing this spacious and versatile three + two-bedroom bungalow in sought-after Ainslie Wood, offering over 1,600 square foot above grade space and exceptional potential for multigenerational living. Ideally located just minutes from McMaster University, Westdale Village, parks, schools, transit, and major amenities. This well-designed home features generous principal rooms, multiple living spaces, and a functional layout perfectly suited for extended families, in-laws, or those seeking flexible living arrangements. The fully finished lower level offers additional bedrooms, living space, and endless possibilities for private family accommodations. Situated on a desirable lot in one of Hamilton's most established west-end neighbourhoods, this is a rare opportunity to own a large bungalow in a prime location with incredible long-term value and versatility. RSA.

Key facts

Property type
Detached, Bungalow
MLS®
X13427470
Bedrooms
5 (3 + 2)
Bathrooms
3
Size
1500-2000
Lot
55 × 120 ft
Cross streets
Main St W to Whitney Ave to Ewen Rd
Parking
3 parking
Driveway
Private
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,603 / 2025
Days on market
42
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

BedroomLower3.35 × 4.37 m
BedroomMain3.35 × 4.06 m
OtherLower2.67 × 3.30 m
WorkshopLower3.53 × 4.52 m
Dining RoomMain2.74 × 3.30 m
OtherLower3.43 × 4.52 m
Family RoomMain5.49 × 3.66 m
RecreationLower5.49 × 3.66 m
BedroomLower3.35 × 3.78 m
Utility RoomLower3.56 × 3.30 m
Primary BedroomMain5.05 × 4.65 m
DenMain2.51 × 3.30 m
BedroomMain2.77 × 3.30 m
LaundryMain1.88 × 1.73 m
OtherLower1.30 × 2.74 m
KitchenMain4.01 × 4.78 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$876Kest. value

Listed at $699,000, this home is about 20% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Ainslie Wood lately, sellers have been getting about 98% of asking and homes sell in about 28 days.

There were not many closely comparable homes right in Ainslie Wood, so I widened the search to the surrounding area.

Based on 50 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 50 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $924K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $725K
  • Bedrooms +$25K
  • Bathrooms +$13K
  • Adjusts to $763K

That comparable adjusts to $763K; the $876K estimate above is the median of all 50 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

List price
$699KGreat deal$1.00MOverpriced

Total price vs nearby homes. Fair value about $876K, median of 50 comparables.

Comparable listingsCurrently listed nearby · asking prices
$828kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

85 Lavina Crescent$849k226 Bel Air Avenue$745k258 Sanatorium Road$750k816 Dunn Avenue$600k318 10th Concession Road E$1.20M

The 5 closest of 7 active listings nearby.

See all comparable homes
699kThis home849k745k750k600k1.20MThis home vs active comparables
Live market pulseActive comparables in Ainslie Wood · median list $729K
$399this home / sqft
5active listings nearby
42days on market
41sold nearby · 90 days
$800Kmedian sold price
98%of asking, on average

39 days longer than the Hamilton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ainslie Wood, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$993K
Meadowlands
$1.10M
Ancaster
$1.19M
Waterdown
$1.39M
Raleigh
$615K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,186/mo
$144KIncome needed
4.9×Price ÷ income
$735Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

85%mortgage
Mortgage $3,186Property tax $550Total carry $3,736

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,984per month

Mortgage amount $559,200 · 4.14% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$3,534Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,984
Property tax
$550
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,534

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Estimated closing costs
$10,455

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,624/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,030Total interest paid
$895,230Total of all payments
Principal $559,200 Interest $336,030
YearPrincipalInterestBalance
1$13,100$22,709$546,100
2$13,648$22,161$532,452
3$14,219$21,590$518,233
4$14,814$20,995$503,419
5$15,433$20,376$487,986
6$16,079$19,730$471,907
7$16,751$19,058$455,155
8$17,452$18,357$437,703
9$18,182$17,627$419,521
10$18,943$16,866$400,578
11$19,735$16,074$380,843
12$20,561$15,249$360,283
13$21,421$14,389$338,862
14$22,317$13,493$316,546
15$23,250$12,559$293,296
16$24,222$11,587$269,073
17$25,236$10,573$243,838
18$26,291$9,518$217,546
19$27,391$8,418$190,155
20$28,537$7,272$161,619
21$29,730$6,079$131,888
22$30,974$4,835$100,914
23$32,270$3,540$68,645
24$33,619$2,190$35,026
25$35,026$784$0

At the end of your 5-year term

Total paid over the term
$179,046
Principal paid down
$71,214
Interest paid
$107,832
Balance remaining
$487,986

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $6,603− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,639

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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