31 Cityview Crescent, Hamilton, ON
Stoney Creek Mountain, Hamilton · MLS® X13428400
About this home
Nestled on one of Stoney Creek Mountain's most sought-after streets, this beautifully updatedhome offers the perfect blend of comfort, style, and functionality. The custom maple kitchen isthoughtfully designed with soft-close cabinetry, crown moulding, valance and under-cabinetlighting, quartz countertops, a stylish backsplash, oversized sink, and gas stove. Additionalbuilt-in cabinetry in the dining area provides extra storage and convenience.The welcoming living room features a cozy gas fireplace, while engineered hardwood flooringextends throughout the main and upper levels, creating a warm and cohesive feel. The mainbathroom was fully renovated in 2020 and showcases a double vanity, updated flooring, bathtub,premium tile finishes, and an elegant Roberto Cavalli niche.A beautifully refinished staircase with updated railings and spindles adds to the home'sappeal, while the fully finished basement offers an ideal space for entertaining, familygatherings, or a recreation room. Step outside to your own private backyard retreat, completewith a hot tub, multiple seating areas, and mature landscaping that provides exceptionalprivacy and tranquility.Located on a quiet, family-friendly street just minutes from schools, parks, shopping,restaurants, major highways, and everyday conveniences. Additional updates include furnace(2022), window panes (2021), and roof (2015). A rare opportunity to own a meticulouslymaintained home in one of Stoney Creek Mountain's most desirable neighbourhoods.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13428400
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1500-2000
- Lot
- 33.02 × 110.61 ft
- Cross streets
- Winterberry and Highland
- Parking
- 15 garage · 35 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $4,954 / 2026
- Days on market
- 41
- Listing brokerage
- RE/MAX REAL ESTATE CENTRE INC.
Rooms
Listed at $849,900, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.
In Stoney Creek Mountain lately, sellers have been getting about 97% of asking and homes sell in about 39 days.
Based on 79 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 79 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $742K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $820K
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $775K
That comparable adjusts to $775K; the $798K estimate above is the median of all 79 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
On location, this is a more car-dependent spot, so buyers here typically drive. Gatestone opposite Beachgrove is about a 10-minute walk away. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $798K, median of 79 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 3% above the area average of $471/sqft.
37 days longer than the Hamilton average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek Mountain, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car — groceries and transit are a drive away.
🚉 Nearest transit: Gatestone opposite Beachgrove, about 768 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $679,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,628
- Property tax
- $413
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,041
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,473
- Estimated closing costs
- $13,473
Plus your down payment of $169,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $217,698
- Principal paid down
- $86,588
- Interest paid
- $131,110
- Balance remaining
- $593,332
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.