6 Woodcroft Crescent, Hamilton, ON
Waterdown, Hamilton · MLS® X13428790
About this home
Step into a beautifully maintained three-bedroom, two and a half-bathroom, five-level backsplit in one of Waterdown's most sought-after west-end neighbourhoods, offering a perfect blend of comfort, style and versatility for modern family living. The main floor features a bright, white kitchen with quartz countertops and a French door leading to a spacious deck, ideal for outdoor dining and entertaining, along with a formal dining room with hardwood flooring, convenient main-floor laundry with garage access and a beautifully updated powder room (2026). A few steps up, the inviting living room showcases vaulted ceilings, a cozy natural gas fireplace and an open view over the kitchen and dining areas, creating a warm, light-filled atmosphere. Upstairs, the generous primary suite includes a five-piece ensuite and walk-in closet, complemented by two additional bedrooms and a refreshed four-piece main bathroom. The lower level offers large above-grade windows and a bright, flexible space currently used as a home office, perfect as well for a family room or play area, while the unfinished basement provides ample storage and potential for additional living space. Set on a fantastic pie-shaped lot (35.07 x 141.93), the oversized backyard is lined with mature cedar trees for exceptional privacy and features a large wood deck perfect for relaxing or entertaining. Situated on a quiet crescent in a family-friendly community, this home is within walking distance to schools, the YMCA, parks, shopping and everyday amenities, making it an exceptional opportunity for anyone seeking both convenience and lifestyle. RSA.
Key facts
- Property type
- Detached, Backsplit 5
- MLS®
- X13428790
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500
- Lot
- 35.07 × 141.93 ft
- Cross streets
- Ryans Way
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double, Inside Entry
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,908 / 2025
- Days on market
- 42
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
Gas Fireplace
Listed at $1,049,900, this home is about 15% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
In Waterdown lately, sellers have been getting about 95% of asking and homes sell in about 34 days.
There were not many closely comparable homes right in Waterdown, so I widened the search to the surrounding area.
Based on 38 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 38 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $916K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $711K
- Adjusts to $711K
That comparable adjusts to $711K; the $913K estimate above is the median of all 38 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
On location, this is a more car-dependent spot, so buyers here typically drive. Bus stop is about a 6-minute walk away. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $913K, median of 38 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 19% above the area average of $678/sqft.
39 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterdown, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Almost all errands require a car — groceries and transit are a drive away.
🚉 Nearest transit: Bus stop, about 501 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $839,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,482
- Property tax
- $492
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,974
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $17,473
- Estimated closing costs
- $17,473
Plus your down payment of $209,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $268,927
- Principal paid down
- $106,964
- Interest paid
- $161,963
- Balance remaining
- $732,956
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.