18 GARDEN Avenue, Hamilton, ON
Ancaster, Hamilton · MLS® X13431604
About this home
Offering 18 Garden: a stunning and modern 3+1 bed, 3 bath home, sitting on a sweeping and private double-sized 84 x 150 lot. Stepping inside this newly remodeled home, you are greeted with a bright, open, and functional setting. The contained front foyer blocks line-of-sight to the living spaces, so you are not "right into the living room" when you walk in the front door. Proceeding into the open-concept heart of the home, you have the spacious living room (with fireplace), the connected but distinct dining room space, and the show-stopper: the handsomely remodeled kitchen, complete with an 8-foot island that is sure to be the centerpiece of many memories made with family and friends. From the newly painted walls to the beautiful and durable LVP flooring, to the tastefully appointed 2-tone kitchen cabinets, warm colour compliments ample natural light to create a comfortable and welcoming environment. Exhibiting the same quality materials and inviting palette, we have the primary bathroom and 5-piece master ensuite, as well as the 3 bedrooms. In the basement, we have a grand rec room, the 4th bedroom, and 3rd full bathroom. Out back (accessible from the rear stairs or dining room sliding doors), is a sweeping and private tree-lined rear yard that has it all: inground pool (with 2023 liner and 2022 pump), concrete patio, deck, ample grassed space, and even a cozy and secluded second deck in the corner of the property. Out front, the clean landscaping and grand front porch give a first impression of quality and care, and the double drive (fits 6 cars) and attached garage offer utility. As appealing as the property itself is the peaceful neighbourhood, situated on a quiet interior street, but with immediate access to the 403, and with all amenities nearby along nearby Wilson St and Meadowlands centers. See the 3D virtual tour for a closer look at the home, and of course, book a private viewing to see all this property has to offer for yourself.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- X13431604
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3
- Size
- 1100-1500
- Lot
- 84 × 150 ft
- Cross streets
- Fiddlers Green
- Parking
- 1 garage · 7 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $6,412 / 2025
- Days on market
- 41
- Listing brokerage
- CASORA REALTY INC.
Rooms
Eat-in Kitchen
Walk-Out
Listed at $1,099,000, this home is about 21% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($845/sqft) is below the area, so you are paying for extra space rather than a premium.
In Ancaster lately, sellers have been getting about 97% of asking and homes sell in about 39 days.
Based on 33 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 33 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $964K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $1.10M
- Bathrooms +$13K
- Adjusts to $1.11M
That comparable adjusts to $1.11M; the $910K estimate above is the median of all 33 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
On location, this is a more car-dependent spot, so buyers here typically drive. Fiddler's Green at Garden is about a 1-minute walk away. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $910K, median of 33 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 17% below the area average of $1,012/sqft.
38 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Almost all errands require a car — groceries and transit are a drive away.
🚉 Nearest transit: Fiddler's Green at Garden, about 91 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $879,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,692
- Property tax
- $534
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,226
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,455
- Estimated closing costs
- $18,455
Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $281,504
- Principal paid down
- $111,966
- Interest paid
- $169,538
- Balance remaining
- $767,234
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CASORA REALTY INC.. MLS®/PropTx.