3612 INDIAN Trail, Hamilton, ON
Rural Ancaster, Hamilton · MLS® X13432428
About this home
Nestled on the edge of Brantford in Ancaster, this beautifully updated country home offers the perfect blend of history, charm, nature, and modern comfort. Originally built in 1845, this bungalow with loft is filled with warmth and character, while preserving treasured original details including some hardwood flooring and the original front door. Extensively renovated between 2015 and 2020, the home offers over 3,000 sq. ft. of finished living space, a new septic system installed in 2020, a durable metal roof, and a full Generac generator for added peace of mind.Inside, rich wood trim, wide plank floors, granite counters, 2 bathrooms, 3 bedrooms, and a spacious loft provide inviting and flexible living space for family, guests, or additional sleeping areas. The home has a cozy country feel throughout, with timeless details that make it truly special.Set on a picturesque property surrounded by natural beauty, the setting is peaceful and private, with views of the stream, open fields, forest, mature trees, gardens, and abundant birdlife. Multiple outdoor sitting areas create the perfect places to enjoy morning coffee, quiet evenings, or simply take in the surrounding nature.A standout feature of the property is the impressive detached 4-car garage/workshop. Complete with hydro, concrete floor, two garage doors, and a rear sliding door, this exceptional space is ideal for a hobbyist, car enthusiast, tradesperson, storage, or anyone looking for a large and functional workshop.With its beautiful rural views, extensive gardens, large driveway, modern updates, preserved historic charm, and incredible garage/shop, this is a rare opportunity to own a truly special country property in a peaceful setting.
Key facts
- Property type
- Detached, Bungaloft
- MLS®
- X13432428
- Bedrooms
- 4
- Bathrooms
- 2
- Size
- 2500-3000
- Lot
- 197.42 × 190.41 ft
- Cross streets
- LYNDEN ROAD
- Parking
- 4 garage · 10 parking (detached)
- Driveway
- Front Yard Parking
- Basement
- Partial Basement
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Board & Batten , Stone
- Foundation
- Stone
- Roof
- Metal
- Sewer
- Septic
- Property tax
- $8,807 / 2025
- Days on market
- 36
- Listing brokerage
- RE/MAX TWIN CITY REALTY INC.
Rooms
5 Pc Bath
Listed at $1,499,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.07M, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2.00M
- Bathrooms −$15K
- Adjusts to $1.98M
That comparable adjusts to $1.98M; the $1.83M estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Brantford Medical Centre is about a 76-minute walk away. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.83M, median of 10 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 35% below the area average of $836/sqft.
34 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
🚉 Nearest transit: Brantford Medical Centre, about 6.0 km away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,199,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,399
- Property tax
- $734
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,133
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,455
- Estimated closing costs
- $26,455
Plus your down payment of $299,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $383,963
- Principal paid down
- $152,718
- Interest paid
- $231,244
- Balance remaining
- $1,046,482
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX TWIN CITY REALTY INC.. MLS®/PropTx.