20 Ridgeview Court, Hamilton, ON

Ancaster, Hamilton · MLS® X13433950

$1,895,000
For Sale
Listed 41 days ago
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5Bedrooms
3Bathrooms
2Garage · 6 parking
3500-5000Sq Ft

About this home

Remarkable privacy defines this exceptional residence, surrounded on three sides by protected conservation land and ideally positioned on a quiet cul-de-sac in one of Ancaster's most coveted settings. A rare offering where architectural design, natural beauty, and everyday living come together seamlessly.Thoughtfully designed interior by acclaimed architect Trevor Garwood-Jones, this custom-built, one-owner home was envisioned ahead of its time. Set on an impressive 0.47-acre lot backing onto protected greenbelt and the Dundas Valley, the property enjoys an extraordinary sense of seclusion with only one neighbouring home and panoramic views of mature forest, valley landscapes.Spanning almost 3,591 sq. ft., this residence offers 5 bedrooms, 3 bathrooms, Vaulted ceilings in the foyer and principal living spaces create impressive scale and architectural character, while expansive windows flood the interior with natural light and frame spectacular treed vistas. The spacious living and family rooms are connected by a striking two-way gas fireplace, creating warmth, ambience, and an effortless flow throughout the home.The well-conceived layout features generous principal rooms, a main-floor bedroom, multiple walkouts to balconies and outdoor living spaces, and a private primary retreat complete with ensuite and balcony access overlooking the surrounding conservation lands. Skylights, hardwood flooring, and thoughtfully curated sightlines further enhance the home's timeless appeal.Enjoy direct access to the Dundas Valley, peaceful morning walks through protected woodlands, outdoor entertaining on expansive decks, and the tranquility of a property immersed in nature. Rarely does a home offer this level of privacy, architectural pedigree, and connection to the outdoors while remaining moments from Ancaster's amenities, schools, parks, and commuter routes.A truly exceptional opportunity in a setting that cannot be replicated

Key facts

Property type
Detached, 2-Storey
MLS®
X13433950
Bedrooms
5
Bathrooms
3 (1 half)
Size
3500-5000
Lot
107.4 × 160.14 ft
Cross streets
Woodview Cres. and Brookview Court
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Metal/Steel Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$14,689 / 2025
Days on market
41
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

Bedroom 2Second6.22 × 3.61 m

double closet · overlooks backyard · picture window

Primary BedroomSecond6.38 × 3.68 m

4 pc ensuite · w/o to balcony · double closet

Dining RoomMain5.72 × 3.76 m

combined w/living · large window · overlooks ravine

Bedroom 4Second4.67 × 3.40 m

double closet · overlook greenbelt

Living RoomMain6.30 × 5.69 m

2 way fireplace · hardwood floor · vaulted ceiling(s)

FoyerMain4.67 × 4.32 m

vaulted ceiling(s) · double doors · combined w/sitting

OtherBasement18.87 × 10.40 m
KitchenMain3.58 × 3.07 m

galley kitchen · tile floor · overlooks ravine

Bedroom 3Second5.18 × 3.78 m
BedroomMain4.78 × 3.66 m

sliding doors · overlook greenbelt

Family RoomMain5.44 × 4.19 m

w/o to deck · 2 way fireplace · overlooks ravine

Mud RoomMain5.26 × 1.85 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$2.15Mest. value

Listed at $1,895,000, this home is about 12% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($446/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

In Ancaster lately, sellers have been getting about 95% of asking and homes sell in about 45 days. Prices are up 19% versus a year ago.

Based on 19 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 19 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.32M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $2.10M
  • Bathrooms −$60K
  • Adjusts to $2.04M

That comparable adjusts to $2.04M; the $2.15M estimate above is the median of all 19 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

List price
$1.90MGreat deal$2.49MOverpriced

Total price vs nearby homes. Fair value about $2.15M, median of 19 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$2.09Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

88 Southcreek Court$1.58M14 Delbrook Court$1.80M27 Blackberry Place$2.90M

The 3 closest active listings nearby.

See all comparable homes
1.90MThis home1.58M1.80M2.90MThis home vs active comparables
Live market pulseActive comparables in Ancaster · median list $1.58M
$446this home / sqft
6active listings nearby
41days on market
26sold nearby · 90 days
$1.49Mmedian sold price
95%of asking, on average
+19%vs a year ago

This home lists 2% below the area average of $454/sqft.

38 days longer than the Hamilton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Meadowlands
$1.10M
Dundas
$993K
Waterdown
$1.39M
Raleigh
$615K
Rural Glanbrook
$924K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,637/mo
$374KIncome needed
5.1×Price ÷ income
$1,993Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $8,637Property tax $1,224Total carry $9,861

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,090per month

Mortgage amount $1,516,000 · 4.14% over 25 years

$379,000Down payment (20.0%)
$1,516,000Loan before insurance
$0CMHC premium
$9,314Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,090
Property tax
$1,224
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,314

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$34,375
Estimated closing costs
$34,375

Plus your down payment of $379,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,826/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$910,982Total interest paid
$2,426,982Total of all payments
Principal $1,516,000 Interest $910,982
YearPrincipalInterestBalance
1$35,515$61,565$1,480,485
2$37,000$60,079$1,443,485
3$38,548$58,531$1,404,937
4$40,160$56,919$1,364,777
5$41,840$55,239$1,322,937
6$43,590$53,489$1,279,347
7$45,413$51,666$1,233,933
8$47,313$49,766$1,186,620
9$49,292$47,787$1,137,328
10$51,354$45,725$1,085,974
11$53,502$43,577$1,032,472
12$55,740$41,339$976,732
13$58,071$39,008$918,661
14$60,500$36,579$858,161
15$63,031$34,048$795,130
16$65,668$31,412$729,462
17$68,414$28,665$661,048
18$71,276$25,803$589,772
19$74,257$22,822$515,514
20$77,363$19,716$438,151
21$80,599$16,480$357,551
22$83,971$13,108$273,580
23$87,483$9,596$186,097
24$91,142$5,937$94,955
25$94,955$2,124$0

At the end of your 5-year term

Total paid over the term
$485,396
Principal paid down
$193,063
Interest paid
$292,333
Balance remaining
$1,322,937

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
3.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $14,689− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $62,409

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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