32 Allan Avenue, Hamilton, ON
Homeside, Hamilton · MLS® X13434372
About this home
From the moment you open the door, this home impresses with every step you take. Vaulted ceilings and open concept layout make this three bedroom bungalow feel spacious and welcoming. Natural light pours in from every direction as the living room flows seamlessly into the larger-than-expected modern kitchen. Would-be chefs will be right at home with counter space + storage for days, brand new gas stove (2026), refrigerator (2026) + dishwasher (2026). Indoor/outdoor entertaining is seamless with a kitchen walk-out to the backyard deck. Enjoy morning coffee and summer evenings on the large, sunny deck as the kids and fur babies play in the fully fenced backyard. The covered front porch is an underrated bonus - the kind of charming detail that makes a house feel like a home before you even step inside. The primary bedroom is set aside from the other two bedrooms and allows for peaceful enjoyment. Situated in a family-friendly neighbourhood, a short walk from local schools, and basically next door to Andy Warburton Playground with a splash pad + shallow wading pool. Short drive from Ottawa St Farmers' Market and Gage Park. Washer + Dryer (2025). No permit needed for on street parking.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- X13434372
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 700-1100
- Lot
- 25 × 78 ft
- Cross streets
- Kenilworth Ave N & Cannon St E
- Parking
- 0 parking
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,294 / 2025
- Days on market
- 41
- Listing brokerage
- SUTTON GROUP - SUMMIT REALTY INC.
Rooms
vaulted ceiling(s) · open concept
stainless steel appl · double sink · open concept
Listed at $450,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
In Homeside lately, sellers have been getting about 96% of asking and homes sell in about 30 days.
Based on 82 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 82 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $487K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $525K
- Bedrooms +$15K
- Bathrooms −$8K
- Adjusts to $533K
That comparable adjusts to $533K; the $485K estimate above is the median of all 82 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
Total price vs nearby homes. Fair value about $485K, median of 82 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Open-concept layout: modern, sought-after flow. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 8% below the area average of $542/sqft.
38 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Homeside, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $360,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,921
- Property tax
- $275
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,196
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $5,475
- Estimated closing costs
- $5,475
Plus your down payment of $90,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $115,266
- Principal paid down
- $45,846
- Interest paid
- $69,420
- Balance remaining
- $314,154
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP - SUMMIT REALTY INC.. MLS®/PropTx.