42 Peachwood Crescent, Hamilton, ON

Stoney Creek, Hamilton · MLS® X13437312

$824,900
For Sale
Listed 40 days ago
4Bedrooms
4Bathrooms
1Garage · 2 parking
2000-2500Sq Ft

About this home

Amazing opportunity to own an all-brick, 4-bedroom detached home in the highly sought-after area of Stoney Creek, Hamilton. This gorgeous, bright, and spacious home boasts a welcoming foyer, living, dining & family rooms to Create Memories with Family & Friends - a rare, open-concept main floor layout. The spacious dining area sits adjacent to a gourmet kitchen complete with wooden cabinetry, natural stone countertops, a matching backsplash, and white appliances. Relax in the separate family room, which features extra seating and sliding patio doors opening onto a large wooden deck-perfect for entertaining guests year-round. Upgraded exterior and interior pot lights illuminate the main level. An upgraded hardwood staircase leads to the second floor, featuring a massive primary suite with a walk-in closet and a 5-piece ensuite with a soaker tub and standing shower. Three additional large bedrooms-including one with beautiful vaulted ceilings-and a main bath complete this level. The finished basement offers incredible potential as an in-law suite (no separate entrance), featuring a large recreation room, a second kitchen, a laundry area, and a full 3-piece washroom. Unbeatable commuter location! Close to the QEW, parks, schools, shopping, and public transit. Plus, you are just a short drive to the Stoney Creek Costco and the stunning beaches at Fifty Point Conservation Area. This is a absolute must-see with nothing left to do but move in. Shows 10++. Bonus for buyers: The sellers are willing to include all existing furniture at the property, or it can be fully removed prior to closing if preferred.

Key facts

Property type
Detached, 2-Storey
MLS®
X13437312
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500
Lot
30.91 × 85.49 ft
Cross streets
Highway #8 / Peachwood Cres.
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,757 / 2026
Days on market
40
Listing brokerage
SMARTWAY REALTY

Rooms

Family RoomMain4.52 × 3.66 m

hardwood floor · california shutters · w/o to patio

Bedroom 3Second4.01 × 2.74 m

hardwood floor · closet · window

Living RoomMain5.28 × 3.86 m

hardwood floor · california shutters · window

Dining RoomMain4.57 × 3.20 m

hardwood floor · open concept · combined w/kitchen

BathroomSecond0.00 × 0.00 m

ceramic floor · marble counter · soaking tub

KitchenBasement4.65 × 2.31 m

Ceramic Floor

Bedroom 2Second3.40 × 3.05 m

hardwood floor · vaulted ceiling(s) · window

BathroomBasement0.00 × 0.00 m

ceramic floor · separate shower

KitchenMain3.25 × 3.15 m

ceramic floor · marble counter · window

BathroomSecond0.00 × 0.00 m

ceramic floor · soaking tub · separate shower

Bedroom 4Second3.86 × 3.35 m

hardwood floor · closet · window

BathroomMain0.00 × 0.00 m

ceramic floor · marble counter · window

RecreationBasement6.14 × 4.44 m

ceramic floor · gas fireplace · window

Primary BedroomSecond5.03 × 4.42 m

hardwood floor · walk-in closet(s) · ensuite bath

LaundryBasement0.00 × 0.00 m

Ceramic Floor

Moe’s TakeTeam Asgarian · Broker
Below comparables
$875Kest. value

Listed at $824,900, this home is about 6% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Stoney Creek lately, sellers have been getting about 95% of asking and homes sell in about 39 days.

Based on 47 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 47 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $839K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $935K
  • Bedrooms −$25K
  • Adjusts to $910K

That comparable adjusts to $910K; the $875K estimate above is the median of all 47 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

List price
$825KGreat deal$943KOverpriced

Total price vs nearby homes. Fair value about $875K, median of 47 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.05Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

19 Glenhaven Court$800k15 Mcallistar Drive$890k2 Charterhouse Crescent$1.24M24 Peel Street$1.26M

The 4 closest active listings nearby.

See all comparable homes
825kThis home800k890k1.24M1.26MThis home vs active comparables
Live market pulseActive comparables in Stoney Creek · median list $1.07M
$367this home / sqft
20active listings nearby
40days on market
43sold nearby · 90 days
$800Kmedian sold price
95%of asking, on average

This home lists 26% below the area average of $495/sqft.

37 days longer than the Hamilton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stoney Creek, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek Mountain
$880K
Crown Point
$618K
Hamilton Beach
$1.45M
Rural Glanbrook
$924K
Raleigh
$615K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,760/mo
$163KIncome needed
5.1×Price ÷ income
$868Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,760Property tax $480Total carry $4,239

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,522per month

Mortgage amount $659,920 · 4.14% over 25 years

$164,980Down payment (20.0%)
$659,920Loan before insurance
$0CMHC premium
$4,001Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,522
Property tax
$480
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,001

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,973
Estimated closing costs
$12,973

Plus your down payment of $164,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,277/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$396,553Total interest paid
$1,056,473Total of all payments
Principal $659,920 Interest $396,553
YearPrincipalInterestBalance
1$15,460$26,799$644,460
2$16,106$26,153$628,354
3$16,780$25,479$611,574
4$17,482$24,777$594,092
5$18,213$24,046$575,879
6$18,975$23,284$556,904
7$19,769$22,490$537,135
8$20,596$21,663$516,540
9$21,457$20,802$495,083
10$22,355$19,904$472,728
11$23,290$18,969$449,439
12$24,264$17,995$425,175
13$25,279$16,980$399,896
14$26,336$15,923$373,560
15$27,438$14,821$346,123
16$28,585$13,674$317,537
17$29,781$12,478$287,756
18$31,027$11,232$256,730
19$32,324$9,934$224,405
20$33,677$8,582$190,729
21$35,085$7,174$155,643
22$36,553$5,706$119,091
23$38,082$4,177$81,009
24$39,675$2,584$41,334
25$41,334$925$0

At the end of your 5-year term

Total paid over the term
$211,295
Principal paid down
$84,041
Interest paid
$127,254
Balance remaining
$575,879

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
4.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.1%
Gross yield
− Property tax $5,757− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,699

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SMARTWAY REALTY. MLS®/PropTx.

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