227 Valridge Drive, Hamilton, ON
Ancaster, Hamilton · MLS® X13440582
About this home
Beautifully Maintained Family Home in a Highly Sought-After Neighborhood Welcome to this beautifully maintained two-storey residence offering an exceptional blend of space, comfort, and functionality in one of the area's most desirable family-friendly communities. Boasting approximately 2,492 sq. ft. above grade plus a fully finished basement, this impressive home features 4 spacious bedrooms and 3.5 bathrooms, providing ample room for growing families and effortless entertaining. The main floor showcases a bright, inviting layout with generously sized principal rooms, large windows that flood the home with natural light, and seamless flow between the living, dining, and family spaces. The well-appointed kitchen offers abundant cabinetry and workspace, making it the perfect hub for everyday living and hosting family gatherings. Upstairs, you'll find four generously sized bedrooms, including a spacious primary retreat, along with ample closet space and a functional layout designed for both comfort and privacy. Extensively updated and meticulously maintained, this move-in-ready home features numerous recent improvements, including: roof (2019), garage doors (2020), furnace and A/C (2020), hot water heater (2024), custom drapery in the living and dining rooms (2020), two fully renovated bathrooms (2023), new carpeting on the second floor and stairs (2024), refrigerator (2025), and many additional upgrades completed over the years. The fully finished basement adds valuable living space, ideal for a recreation room, home office, gym. Ideally located just steps from top-rated schools, conservation trails, a community centre, parks, shopping, and everyday amenities, with convenient access to Highway 403 for commuters. This exceptional property offers the perfect combination of location, lifestyle, and value-an outstanding opportunity for families seeking a turnkey home in a premier neighborhood. Don't miss your chance to call this exceptional property home!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13440582
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 48.09 × 139 ft
- Cross streets
- Tranquility
- Parking
- 2 garage · 6 parking (detached)
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,943 / 2026
- Days on market
- 40
- Listing brokerage
- RE/MAX REAL ESTATE CENTRE INC.
Rooms
Fireplace
Access To Garage
Sliding Doors
5 Pc Ensuite
2 Pc Bath
Listed at $1,399,999, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.
In Ancaster lately, sellers have been getting about 97% of asking and homes sell in about 39 days.
Based on 67 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 67 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.22M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $1.20M
- Adjusts to $1.20M
That comparable adjusts to $1.20M; the $1.18M estimate above is the median of all 67 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
On location, this is a more car-dependent spot, so buyers here typically drive. Meadowbrook at Tranquility is about a 3-minute walk away. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.18M, median of 67 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 12% above the area average of $556/sqft.
37 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Almost all errands require a car — groceries and transit are a drive away.
🚉 Nearest transit: Meadowbrook at Tranquility, about 245 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $1,119,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,977
- Property tax
- $662
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,639
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,475
- Estimated closing costs
- $24,475
Plus your down payment of $280,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $358,604
- Principal paid down
- $142,632
- Interest paid
- $215,972
- Balance remaining
- $977,367
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.