43 Oxford Street, Hamilton, ON
Strathcona, Hamilton · MLS® X13451492
About this home
Welcome to 43 Oxford Street, where timeless character meets modern updates in this Victorian Style home come together in one of Hamilton's most sought-after family-friendly neighbourhoods. This charming 3 Bedroom, 2 Bathroom home showcases beautiful original details, including hardwood floors, open concept living and a curved staircase that speaks to its rich heritage. The bright, updated kitchen (20/21) features quartzite countertops, stainless steel appliances, and abundant natural light flowing through newer windows and sliding glass doors (20/21). Walkout to the private landscaped backyard. Upstairs offers three spacious bedrooms and a full bathroom, while the lower level adds a second bathroom, laundry area, and plenty of storage. Step outside to your own private backyard retreat-perfect for relaxing, entertaining, or enjoying quiet evenings in the city. Ideally located within walking distance to schools, parks, West Harbour GO Station, Dundurn Castle, and the Hamilton Harbour waterfront trail. With easy access to the 403 and QEW, commuting is effortless. A rare opportunity to own a character-filled home in a vibrant, walkable community.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13451492
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1500-2000
- Lot
- 25 × 90.55 ft
- Cross streets
- Oxford St & York Blvd
- Parking
- 1 parking
- Driveway
- Private
- Basement
- Full
- Heating
- Fan Coil
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block, Stone
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,552 / 2026
- Days on market
- 31
- Listing brokerage
- RE/MAX REALTY SPECIALISTS INC.
Rooms
hardwood floor · combined w/dining · window
closet · window
closet · window
Hardwood Floor
hardwood floor · combined w/living · window
modern kitchen · w/o to yard · quartz counter
closet · window
Listed at $669,000, this home is about 17% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Strathcona, so I widened the search to the surrounding area.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $644K, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $850K
- Bathrooms −$15K
- Adjusts to $835K
That comparable adjusts to $835K; the $809K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. YORK at MAGILL is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $809K, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 32% below the area average of $562/sqft.
29 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Strathcona, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: YORK at MAGILL, about 145 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $535,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,856
- Property tax
- $379
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,235
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,855
- Estimated closing costs
- $9,855
Plus your down payment of $133,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $171,362
- Principal paid down
- $68,158
- Interest paid
- $103,204
- Balance remaining
- $467,042
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.