3-1860 Upper Gage Avenue, Hamilton, ON
Broughton, Hamilton · MLS® X13453112
About this home
Welcome To This Super Clean, Move-In Ready Townhouse In A Small, Quiet Complex In Hamilton's Desirable South Central Mountain Area. Offering The Added Benefit Of A Low Monthly Road Fee, This Home Is Perfect For First-Time Buyers, Young Families, Downsizers, Or Anyone Looking For Comfort, Convenience, And Excellent Value. Freshly Painted In Neutral Tones And Beautifully Maintained Throughout, The Main Floor Features A Bright Open-Concept Living And Dining Area, A Spacious Eat-In Kitchen With Walkout To A Large Deck And Private Enclosed Backyard, Plus A Convenient Powder Room And Direct Inside Access To The Garage. Upstairs, You'll Find Three Generous Bedrooms, Including A Primary Bedroom With An Oversized Walk-In Closet, Along With Recently Updated Carpet On The Stairs. The Fully Finished Basement Provides A Large Recreation Room, Perfect For Casual Entertaining, A Kids' Play Area, Home Office, Or Additional Living Space. Visitor Parking Adds Extra Convenience, And The Location Is Excellent, Close To Parks, Schools, Limeridge Mall, Public Transit, Highway Access, Greenspace, And All Major Amenities. A Well-Cared-For Home In A Great Location With Low Fees And Flexible Living Space. This One Is Not To Be Missed!
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- X13453112
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1200-1399
- Cross streets
- Rymal Rd E/ Miles Rd
- Parking
- 1 garage · 2 parking (attached)
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $243/mo
- Exposure
- North
- Property tax
- $4,117 / 2025
- Days on market
- 31
- Listing brokerage
- ROCK STAR REAL ESTATE INC.
Rooms
Listed at $599,900, this home is about 13% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($462/sqft) is in line with the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Broughton, so I widened the search to the surrounding area.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $578K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $600K
- Bathrooms −$15K
- Adjusts to $585K
That comparable adjusts to $585K; the $532K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. RYMAL at UPPER GAGE is about a 7-minute walk away.
Total price vs nearby homes. Fair value about $532K, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 6% above the area average of $436/sqft.
9 days longer than the Hamilton average (22 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Broughton, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: RYMAL at UPPER GAGE, about 556 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $479,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,561
- Property tax
- $343
- Condo / maintenance fees
- $243
- Heating
- $0
- Estimated monthly cost
- $3,147
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,473
- Estimated closing costs
- $8,473
Plus your down payment of $119,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $153,662
- Principal paid down
- $61,118
- Interest paid
- $92,544
- Balance remaining
- $418,802
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROCK STAR REAL ESTATE INC.. MLS®/PropTx.