424 Concession Rd 8, Hamilton, ON
Rural Flamborough, Hamilton · MLS® X13454300
About this home
Rarely offered 13.5-acre country estate in the heart of sought-after Carlisle. Privately set back from the road and surrounded by mature trees, rolling farmland and picturesque countryside views, this classic brick farmhouse offers a lifestyle that is becoming increasingly difficult to find.Rich in character and extensively improved over the years, the home offers approximately 4,000 sq ft of functional living space across multiple levels, including spacious principal rooms, a finished third-floor loft, a substantially finished lower level, updated bathrooms, and flexible spaces ideal for family living, entertaining, home office use, or multigenerational living. The inviting wraparound covered veranda and multiple walk-outs create a seamless connection between indoor and outdoor living, allowing you to fully enjoy the beauty of the surrounding landscape.The picturesque grounds are a rare combination of open green space and exceptional privacy, enhanced by mature tree-lined boundaries, extensive white and black fencing, orchard areas, a private pond, and beautifully maintained outdoor spaces. A substantial 75' x 35' driveshed/workshop offers outstanding versatility for hobbyists, collectors, tradespeople, hobby farming, equipment storage, or recreational use.Perched within one of Carlisle's most desirable rural settings, this remarkable property delivers the peace and privacy of country living without sacrificing convenience. Enjoy quick access to Carlisle Village, golf courses, Waterdown, Burlington, Highway 6, Highway 403 and major amenities.A rare opportunity to own one of Carlisle's most distinctive estate properties, where land, space, character, privacy and lifestyle come together in perfect balance. ***Note: Property Taxes Reflect Participation in the Farm Property Tax Rate Program.***
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- X13454300
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 3000-3500
- Lot
- 234.58 × 881.62 ft
- Cross streets
- Centre & Concession 8 Rd E
- Parking
- 3 garage · 21 parking (detached)
- Driveway
- Circular Drive
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Other
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $3,492 / 2026
- Days on market
- 35
- Listing brokerage
- FIRST CLASS REALTY INC.
Rooms
hardwood floor · w/o to deck · sliding doors
centre island · b/i fridge · pot lights
slate flooring · double closet · w/o to deck
5 pc bath · soaking tub · double sink
slate flooring · b/i shelves · pot lights
south view · pot lights · double closet
cathedral ceiling(s) · large window · renovated
4 pc bath · double sink · south view
finished · above grade window · vinyl floor
pot lights · overlooks frontyard · 3 pc ensuite
pot lights · crown moulding · w/o to balcony
2 pc bath · slate flooring
fireplace · west view · large window
hardwood floor · crown moulding · w/o to porch
west view · pot lights · closet
Listed at $1,888,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
In Rural Flamborough lately, sellers have been getting about 93% of asking and homes sell in about 49 days.
There were not many closely comparable homes right in Rural Flamborough, so I widened the search to the surrounding area.
Based on 12 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 12 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $658K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $2.04M
- Bedrooms −$60K
- Adjusts to $1.98M
That comparable adjusts to $1.98M; the $2.05M estimate above is the median of all 12 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
Total price vs nearby homes. Fair value about $2.05M, median of 12 comparables.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 26% below the area average of $783/sqft.
32 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Flamborough, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $1,510,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,060
- Property tax
- $291
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,351
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $34,235
- Estimated closing costs
- $34,235
Plus your down payment of $377,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $483,603
- Principal paid down
- $192,350
- Interest paid
- $291,254
- Balance remaining
- $1,318,050
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FIRST CLASS REALTY INC.. MLS®/PropTx.