92 Garinger Crescent, Hamilton, ON
Binbrook, Hamilton · MLS® X13455162
About this home
Welcome to 92 Garinger Crescent, a spacious and beautifully maintained family home in the heart of Binbrook. Built by highly regarded local builder John Bruce Robinson, this 4-bedroom, 4-bathroom home offers the size, layout, and functionality today's families are looking for. The open-concept main floor provides excellent flow for everyday living and entertaining, featuring a large kitchen with plenty of space to gather, connect, and enjoy. Upstairs, you'll find 4 generous bedrooms, including a spacious primary retreat with a walk-in closet, second his-and-hers closet, and a 4-piece ensuite with an upgraded oversized glass shower. The finished basement adds valuable additional living space with a custom wet bar and 3-piece bathroom, making it an ideal setup for an older teenager, guests, extended family, recreation space, or multigenerational living. Outside, the home continues to impress with a 2-car garage, 4-car aggregate concrete driveway, aggregate walkway to the backyard, stamped patterned concrete patio, and exterior Wi-Fi controlled pot lights that enhance the curb appeal. Additional features include central vac and a well-designed layout that works for real family living. Located within walking distance to schools, shopping, parks, and close to the Binbrook Fairgrounds, this home offers the convenience of nearby amenities with the welcoming community feel Binbrook is known for. A fantastic opportunity for buyers looking for space, quality, and value in a family-friendly location.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13455162
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 12.5 × 30 ft
- Cross streets
- Fall Fair/Garinger
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,533 / 2025
- Days on market
- 35
- Listing brokerage
- SUTTON GROUP QUANTUM REALTY INC.
Rooms
overlooks backyard · w/o to yard
4 pc ensuite · walk-in closet(s) · his and hers closets
Wet Bar
3 Pc Bath
stainless steel appl · family size kitchen
Listed at $929,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
In Binbrook lately, sellers have been getting about 95% of asking and homes sell in about 43 days. Prices are down 12% versus a year ago.
Based on 70 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 70 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $878K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $645K
- Adjusts to $645K
That comparable adjusts to $645K; the $945K estimate above is the median of all 70 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
Total price vs nearby homes. Fair value about $945K, median of 70 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 3% below the area average of $425/sqft.
32 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Binbrook, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $743,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,966
- Property tax
- $461
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,427
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,055
- Estimated closing costs
- $15,055
Plus your down payment of $185,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $237,959
- Principal paid down
- $94,647
- Interest paid
- $143,313
- Balance remaining
- $648,553
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP QUANTUM REALTY INC.. MLS®/PropTx.