11 PINARD Street, Hamilton, ON
Vincent, Hamilton · MLS® X13455912
About this home
Pride in ownership resides in this well-maintained, all-brick raised bungalow that offers a beautiful harmony of character, charm, and practical living, all while being located in a highly sought after and quiet family friendly desirable location! Upon entering the front door, you are greeted by a spacious foyer, leading to the open-concept main level, that boasts natural light throughout the well sized living and dining area. Following along into the open eat-in kitchen, appreciate the ease of ample cabinetry, workable space, and the pleasant view through the generous sized window, as well as the convenience of walk-out access to the rear patio and fully fenced in yard with minimal rear neighbours, being near a quiet treed area. Offering hardwood flooring across the main floor, down the hallway you are welcomed into 3 bedrooms each of a considerable size and with their own closets, in addition to a full updated 4 piece bathroom and several large storage closets. Stepping down into the fully finished lower level, this area accommodates for all with having additional living space featuring a charming open recreation room, complete with large windows and an impressive brick mantel surrounding the wood burning fireplace. The remaining lower level offers a full 3 piece bathroom, the 4th bedroom, a mud room/den area, a large cold storage room, a full laundry and utility room providing a wall of built in cabinetry, and is completed by indoor access to the attached garage. With its attractive spacious layout, attention to detail, and recent updates including, new furnace 2026 and electrical panel within recent years, this home is ideal for all, and is in move-in-ready condition. Being situated along the edge of the escarpment and in close proximity to many parks, hiking trails and forestry, schools, shopping, public transit, and 2 minute drive to the Red Hill Valley Parkway, Lincoln Alexander Parkway, and QEW, this property truly combines many items that are wished for!
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- X13455912
- Bedrooms
- 4
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 57.5 × 80 ft
- Cross streets
- KING STREET / QUIGLEY RD
- Parking
- 1 garage · 2 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,135 / 2026
- Days on market
- 30
- Listing brokerage
- ROYAL LEPAGE NRC REALTY
Rooms
Listed at $699,900, this home is about 15% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Vincent, so I widened the search to the surrounding area.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $787K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $800K
- Adjusts to $800K
That comparable adjusts to $800K; the $819K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. QUIGLEY at PINARD is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $819K, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 21% below the area average of $682/sqft.
28 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Vincent, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: QUIGLEY at PINARD, about 51 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $559,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,988
- Property tax
- $428
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,416
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,473
- Estimated closing costs
- $10,473
Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $179,276
- Principal paid down
- $71,306
- Interest paid
- $107,971
- Balance remaining
- $488,614
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE NRC REALTY. MLS®/PropTx.