32 Symphony Place, Hamilton, ON

Ancaster, Hamilton · MLS® X13456500

$1,849,900
For Sale
Listed 34 days ago
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6Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq Ft
6 schools20+ transit stops9 parks11 restaurantswithin 1.5 km

About this home

Welcome home to 32 Symphony Place in sought after mature Ancaster neighbourhood. Steps to both public and separate elementary schools. This 5+1 bedroom gem is situated on a gorgeous cul de sac lot. Combining luxury, comfort & lifestyle this exceptional property shows pride of ownership, a perfect setting for growing families and avid entertainers alike. 5 large bedrooms, new stair risers/post & carpet runner '25, large living/dining combination room w beautiful hardwood makes for easy entertaining. Opens to gorgeous chef's kitchen (Croyden '23) everything has been thought of here - beautiful quartz/caesarstone, custom pullouts, pantry, coffee station & bev fridge. Inviting m/flr family room with potlights, gas fp & hrdwd. Cust organizers in dble frnt hall, garage & 2nd pantry closets. Vinyl flooring thru most of main floor w/new baseboards/trim '23. Upstairs offers 5 large bedrms primary suite with w/in and private 5 pc ensuite (updated'21)corner jet tub/dble sinks. 5th bedroom currently being used as office - has dble skylights & cedar w/in closet. All windows within last 10 years. Fully finished lower level offers great flex space - inlaw/teen retreat with large bedroom, sauna, 3 pce bath. Games/gym area. Fully fenced. Roof shingles'19, oversized eavestroughs and leaf guards'23. Heated eaves over covered front porch. Front door system'24 w/ gorgeous cvred stone front porch & aggregate drive'21. Step from kitchen to your own resort like backyard! Interlock stone patio & pool surround. Lovely inground heated s/water pool w diving rock. (liner '21, pool pump mtr '26) Cedar cabana/tiki bar with change area & hydro, new cedar shake roof'25. Windows open out patio/pool area. Gas bbq hkup. Retract awning. Raised garden beds. Absolutely nothing to do but unpack and enjoy this beautiful home.

Key facts

Property type
Detached, 2-Storey
MLS®
X13456500
Bedrooms
6 (5 + 1)
Bathrooms
4 (1 half)
Size
2500-3000
Lot
61.21 × 137.81 ft
Cross streets
Amberly
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground, Salt
Property tax
$8,158 / 2026
Days on market
34
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

BathroomMain2.18 × 0.94 m

2 Pc Bath

Dining RoomMain3.45 × 8.79 m

bay window · california shutters · hardwood floor

LaundryMain1.91 × 2.31 m
BedroomSecond4.57 × 2.29 m

cedar closet(s) · hardwood floor · walk-in closet(s)

BathroomSecond2.57 × 3.99 m

4 Pc Bath

BedroomSecond3.40 × 3.99 m
KitchenMain6.10 × 4.57 m

crown moulding · double sink · w/o to deck

FoyerMain3.00 × 2.18 m
OtherBasement2.67 × 1.75 m
BathroomSecond4.01 × 2.79 m

5 Pc Ensuite

Primary BedroomSecond5.08 × 3.76 m

carpet free · walk-in closet(s)

RecreationBasement3.35 × 7.09 m
Family RoomMain6.60 × 4.93 m

fireplace · hardwood floor

BathroomBasement4.27 × 2.03 m

3 Pc Bath

BedroomBasement3.35 × 4.67 m
OtherBasement0.00 × 0.00 m

Sauna

Furnace RoomBasement2.84 × 7.01 m
Cold Room/CantinaBasement0.00 × 0.00 m
BedroomSecond3.23 × 3.99 m
BedroomSecond3.56 × 4.37 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.44Mest. value

Listed at $1,849,900, this home is about 29% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In Ancaster lately, sellers have been getting about 97% of asking and homes sell in about 27 days. Prices are up 5% versus a year ago.

Based on 62 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 62 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.26M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.21M
  • Adjusts to $1.21M

That comparable adjusts to $1.21M; the $1.44M estimate above is the median of all 62 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On location, this is a more car-dependent spot, so buyers here typically drive. Amberly opposite Bloomsbury is about a 2-minute walk away. Worth weighing if transit access matters to you.

List price
$1.24MGreat deal$1.85MOverpriced

Total price vs nearby homes. Fair value about $1.44M, median of 62 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Ancaster · asking prices
$1.50Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

82 Cumming Court$1.40M183 Valmont Court$1.18M600 Highvalley Road$1.75M181 Golf Links Road$1.80M39 Maplevale Drive$1.40M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.85MThis home1.40M1.18M1.75M1.80M1.40MThis home vs active comparables
Live market pulseActive comparables in Ancaster · median list $1.30M
$673this home / sqft
13active listings nearby
34days on market
15sold nearby · 90 days
$1.44Mmedian sold price
97%of asking, on average
+5%vs a year ago

This home lists 39% above the area average of $484/sqft.

31 days longer than the Hamilton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ancaster, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

21/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car — groceries and transit are a drive away.

🚉 Nearest transit: Amberly opposite Bloomsbury, about 163 m away

20+ transit stops3 grocery11 dining9 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dundas
$1.03M
Westdale
$1.39M
Waterdown
$1.46M
Rural Flamborough
$1.19M
Delta
$729K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,431/mo
$345KIncome needed
5.4×Price ÷ income
$1,946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $8,431Property tax $680Total carry $9,111

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,897per month

Mortgage amount $1,479,920 · 4.14% over 25 years

$369,980Down payment (20.0%)
$1,479,920Loan before insurance
$0CMHC premium
$8,577Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,897
Property tax
$680
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,577

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$33,473
Estimated closing costs
$33,473

Plus your down payment of $369,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,592/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$889,301Total interest paid
$2,369,221Total of all payments
Principal $1,479,920 Interest $889,301
YearPrincipalInterestBalance
1$34,669$60,099$1,445,251
2$36,120$58,649$1,409,131
3$37,630$57,138$1,371,501
4$39,204$55,564$1,332,296
5$40,844$53,925$1,291,452
6$42,553$52,216$1,248,899
7$44,333$50,436$1,204,566
8$46,187$48,582$1,158,379
9$48,119$46,650$1,110,260
10$50,132$44,637$1,060,129
11$52,229$42,540$1,007,900
12$54,413$40,356$953,487
13$56,689$38,080$896,797
14$59,061$35,708$837,737
15$61,531$33,238$776,206
16$64,105$30,664$712,101
17$66,786$27,983$645,315
18$69,580$25,189$575,735
19$72,490$22,279$503,245
20$75,522$19,247$427,723
21$78,681$16,088$349,042
22$81,972$12,796$267,069
23$85,401$9,368$181,668
24$88,973$5,796$92,695
25$92,695$2,074$0

At the end of your 5-year term

Total paid over the term
$473,844
Principal paid down
$188,468
Interest paid
$285,376
Balance remaining
$1,291,452

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $8,158− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,512

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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