170 Seminole Road, Hamilton, ON
Ancaster, Hamilton · MLS® X13458130
About this home
METICULOUSLY CARED FOR!!!! This 3 bedroom, 2 bath sidesplit is located in a sought after 10+ neighbourhood. You will love this beauty from the moment you drive up, large driveway with ample parking, concrete pathway to the large front porch & nicely landscaped. Inside the home offers hardwood floors, plenty of natural light and a floor plan that is larger than you think. The Living Room is a great size for family gatherings. Large eat in kitchen offers walk-out to a large deck doubling your entertaining space. Looking for plenty of cabinet & counter space, we got it, stainless appliances and a bonus coffee/buffet with large pantry cupboard. This floor also offers a formal Dining Room for larger family dinners. Upstairs offers 3 spacious bedrooms, larger than you expect in a sidesplit and a 4 pce bath with ensuite privilege. The WALK-UP basement offers a large Rec Rm with Fireplace for cozy movie and game nights at home and the convenience of a 2 pce bath. The large finished laundry room, will make laundry a breeze. This FULLY FENCED backyard offers plenty of space for everyone with large freshly painted deck area giving a secluded feel to unwind with a morning coffee or evening wine. The aggregate walk-way and spacious deck are sure to impress and what better way to relax then in your hot tub. All this home has to offer inside and out and close to ALL conveniences, do not miss out on this great home a great price in ANCASTER!!!!
Key facts
- Property type
- Detached, Sidesplit 3
- MLS®
- X13458130
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500
- Lot
- 120 × 58.21 ft
- Cross streets
- WILSON ST W/SIOUX
- Parking
- 1 garage · 5 parking (attached)
- Driveway
- Private Double
- Basement
- Partially Finished, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,296 / 2025
- Days on market
- 35
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
4 Pc Bath
Listed at $849,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
In Ancaster lately, sellers have been getting about 97% of asking and homes sell in about 37 days.
There were not many closely comparable homes right in Ancaster, so I widened the search to the surrounding area.
Based on 35 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 35 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $806K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $1.10M
- Bedrooms −$27K
- Adjusts to $1.07M
That comparable adjusts to $1.07M; the $870K estimate above is the median of all 35 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
Total price vs nearby homes. Fair value about $870K, median of 35 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 12% below the area average of $745/sqft.
32 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $679,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,628
- Property tax
- $441
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,070
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,473
- Estimated closing costs
- $13,473
Plus your down payment of $169,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $217,698
- Principal paid down
- $86,588
- Interest paid
- $131,110
- Balance remaining
- $593,332
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.