46-386 Highland Road, Hamilton, ON
Stoney Creek Mountain, Hamilton · MLS® X13458446
About this home
This welcoming 3-bedroom townhome in a well-maintained condo community on the Stoney Creek mountain, is located directly across the road from the Eramosa Karst Conservation Area. This reasonably-priced home is a great fit for families, couples, or singles, with multiple parks and schools nearby and a short walk to Valley Park and a wide variety of shopping amenities. The main level offers a comfortable living room and dining area, with a cute breakfast bar off the dining area for everyday convenience. The living room also features sliding doors leading to the lovely backyard. The refreshed kitchen includes ample counter space and cabinetry, plus the two-piece powder room rounds out the main level. Upstairs you'll find the primary bedroom, the 2nd & 3rd bedrooms and an updated four-piece bathroom. The finished lower level offers an additional 320 sqft of finished living space, featuring a flexible room that works as a family room, home office, or play area, whatever suits your needs. You'll also find the laundry area down here, along with a good amount of storage to keep things organized. Outside offers front driveway parking with an attached garage and the beautiful, fully fenced backyard with patio and established gardens. Reasonable condo fees, Nature at your doorstep, shopping and schools around the corner, and easy highway access - this home delivers the location buyers are searching for.
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- X13458446
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1000-1199
- Cross streets
- Highland Rd W and Winterberry Dr
- Parking
- 1 garage · 2 parking (attached)
- Basement
- Full, Partially Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Maintenance
- $395/mo
- Exposure
- West
- Property tax
- $3,361 / 2026
- Days on market
- 30
- Listing brokerage
- COLDWELL BANKER COMMUNITY PROFESSIONALS
Rooms
2 Pc Bath
w/o to yard · combined w/dining
Breakfast Bar
4 Pc Bath
Listed at $529,000, this home is about 12% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Stoney Creek Mountain, so I widened the search to the surrounding area.
Based on 34 similar homes nearby, adjusted for size, beds, and baths.Median of 34 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $527K, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $470K
- Adjusts to $470K
That comparable adjusts to $470K; the $471K estimate above is the median of all 34 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Paramount at Benwood is about a 5-minute walk away.
Total price vs nearby homes. Fair value about $471K, median of 34 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 8% above the area average of $444/sqft.
8 days longer than the Hamilton average (22 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Stoney Creek Mountain, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Paramount at Benwood, about 381 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $423,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,258
- Property tax
- $280
- Condo / maintenance fees
- $395
- Heating
- $0
- Estimated monthly cost
- $2,933
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,055
- Estimated closing costs
- $7,055
Plus your down payment of $105,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $135,501
- Principal paid down
- $53,895
- Interest paid
- $81,607
- Balance remaining
- $369,305
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER COMMUNITY PROFESSIONALS. MLS®/PropTx.