219-262 Dundas Street, Hamilton, ON

Waterdown, Hamilton · MLS® X13458554

$643,000
For Sale
Listed 30 days ago
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2Bedrooms
2Bathrooms
1Garage · 2 parking
1200-1399Sq Ft

About this home

Calling all down-sizers, right-sizers and anyone looking for a bungalow-sized condo without the upkeep of a house! This sun-filled, end-unit suite in the heart of Waterdown offers 1,320 square feet of one-level living, anchored by a spacious open-concept living and dining area that gives you plenty of room to spread out. Step inside and the ten-foot ceilings paired with oversized south-west facing windows fill the entire open-concept space with natural light. A cozy gas fireplace anchors the living and dining area. Classic wainscoting throughout gives the whole unit a polished, finished look without you having to lift a finger. The kitchen pairs granite countertops with stainless steel appliances, ready for everything from a quick weeknight dinner to hosting friends. Both bedrooms offer comfortable, private space. Semi-ensuite four-piece main bathroom, and a separate guest powder room means visitors have their own space too. In-suite pantry and laundry makes life a little easier. Your own southern exposure open balcony is the perfect spot for a quiet morning coffee. This unit truly sets itself apart with two parking spaces, one underground #33 and one at main level #20, plus your own exclusive locker on the same floor as your suite, no trekking up or down for storage. Life in this boutique, low-rise community comes with real perks too. The building offers a recreation room, party and meeting room, visitor parking and a barbecue-friendly policy, and pets are welcome with some restrictions. Your maintenance fee covers water, building insurance, parking and common elements. Step outside and you are just steps from restaurants, groceries, parks, the library, transit and everything Waterdown's charming downtown has to offer. This is bungalow-style living with the parking, storage and location to match. RSA.

Key facts

Property type
Condo Apartment, Apartment
MLS®
X13458554
Bedrooms
2
Bathrooms
2 (1 half)
Size
1200-1399
Cross streets
HAMILTON ST N.
Parking
1 garage · 2 parking (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Metal
Maintenance
$841/mo
Exposure
West
Property tax
$4,511 / 2025
Days on market
30
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

BathroomMain1.78 × 1.80 m

2 pc bath · tile floor

Living RoomMain6.07 × 5.59 m

combined w/dining · balcony · laminate

BedroomMain2.59 × 3.86 m

Broadloom

KitchenMain3.81 × 2.59 m

california shutters · double sink · tile floor

LaundryMain1.65 × 3.30 m
Primary BedroomMain4.85 × 4.34 m

semi ensuite · walk-thru

BathroomMain2.59 × 1.73 m

4 pc bath · semi ensuite · tile floor

Moe’s TakeTeam Asgarian · Broker
In line
$552Kest. value

Listed at $643,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Waterdown, so I widened the search to the surrounding area.

Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $588K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $385K
  • Bedrooms −$30K
  • Adjusts to $355K

That comparable adjusts to $355K; the $552K estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. DUNDAS at HAMILTON is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$522KGreat deal$691KOverpriced

Total price vs nearby homes. Fair value about $552K, median of 12 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$601kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

707-2000 Creekside Drive$659k110-450 Dundas Street$609k2-46 Herkimer Street$750k306-970 Golf Links Road$535k403-350 Concession Street$450k

The 5 closest of 8 active listings nearby.

See all comparable homes
643kThis home659k609k750k535k450kThis home vs active comparables
Live market pulseActive comparables in Waterdown · median list $500K
$495this home / sqft
17active listings nearby
30days on market

This home lists 26% below the area average of $670/sqft.

16 days longer than the Hamilton average (14 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterdown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: DUNDAS at HAMILTON, about 91 m away

20+ transit stops3 grocery20+ dining12 parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Strathcona
$525K
Central
$390K
Durand
$400K
Dundas
$452K
Beasley
$319K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,931/mo
$144KIncome needed
4.5×Price ÷ income
$676Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,931Property tax $376Condo fee $841Total carry $4,147

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,745per month

Mortgage amount $514,400 · 4.14% over 25 years

$128,600Down payment (20.0%)
$514,400Loan before insurance
$0CMHC premium
$3,962Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,745
Property tax
$376
Condo / maintenance fees
$841
Heating
$0
Estimated monthly cost
$3,962

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,335
Estimated closing costs
$9,335

Plus your down payment of $128,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,334/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$309,109Total interest paid
$823,509Total of all payments
Principal $514,400 Interest $309,109
YearPrincipalInterestBalance
1$12,051$20,890$502,349
2$12,555$20,386$489,795
3$13,080$19,861$476,715
4$13,627$19,313$463,088
5$14,197$18,743$448,891
6$14,791$18,150$434,100
7$15,409$17,531$418,691
8$16,054$16,886$402,637
9$16,726$16,215$385,911
10$17,425$15,515$368,486
11$18,154$14,786$350,332
12$18,913$14,027$331,419
13$19,704$13,236$311,715
14$20,529$12,412$291,186
15$21,387$11,553$269,799
16$22,282$10,658$247,517
17$23,214$9,726$224,303
18$24,185$8,755$200,118
19$25,197$7,744$174,921
20$26,251$6,690$148,671
21$27,349$5,592$121,322
22$28,492$4,448$92,830
23$29,684$3,256$63,145
24$30,926$2,014$32,219
25$32,219$721$0

At the end of your 5-year term

Total paid over the term
$164,702
Principal paid down
$65,509
Interest paid
$99,193
Balance remaining
$448,891

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
4.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.7%
Gross yield
− Property tax $4,511− Condo fees $10,092− Insurance $600− Vacancy & upkeep $5,412Net operating income $28,585

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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