6 Theodore Drive, Hamilton, ON

Jerome, Hamilton · MLS® X13459304

$899,900
For Sale
Listed 30 days ago
4Bedrooms
2Bathrooms
2Garage · 6 parking
2000-2500Sq Ft

About this home

Much larger than it appears from the street, this spacious 4-bedroom, 2-bathroom home offers nearly 2,500 sq ft of finished living space across four well-designed levels. The thoughtful layout combines the functionality families need with the open-concept feel buyers love. Vaulted ceilings and abundant natural light welcome you into the bright living and dining areas, while the updated kitchen features stone countertops, a centre prep island, raised breakfast bar, and an open view of the heart of the home. Just a few steps down, the inviting family room offers a gas fireplace, walkout to the backyard, and the perfect space for everyday living and entertaining. This level also features a versatile fourth bedroom currently used as a home office and a convenient 3-piece bathroom. Upstairs, you'll find three generously sized bedrooms and a spacious 4-piece bathroom complete with a corner soaker tub and separate shower. The finished basement adds even more flexibility with a large recreation room, built-in bar, and room for movie nights, hobbies, games, or a home gym. A bonus crawl space provides exceptional storage rarely found in today's homes. Outside, enjoy a private backyard retreat with multiple entertaining areas, mature landscaping, and space to relax with family and friends. Complete with a double garage and parking for up to 6 vehicles, this is a home designed to grow with your family for years to come.

Key facts

Property type
Detached, Backsplit 4
MLS®
X13459304
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
2000-2500
Lot
45 × 116 ft
Cross streets
Bridgette Dr
Parking
2 garage · 6 parking (attached)
Driveway
Front Yard Parking, Inside Entry, Private Double
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,572 / 2025
Days on market
30
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

Primary BedroomSecond3.96 × 3.99 m
BathroomLower2.64 × 2.13 m

3 Pc Bath

LaundryBasement2.11 × 2.97 m
RecreationBasement7.82 × 6.50 m
FoyerMain3.48 × 1.45 m
Dining RoomMain3.76 × 3.91 m
BathroomSecond2.72 × 2.64 m

4 Pc Bath

Bedroom 2Second3.20 × 2.79 m
Bedroom 3Second4.24 × 2.69 m
Living RoomMain3.40 × 3.99 m
Family RoomLower6.35 × 6.68 m
KitchenMain5.03 × 4.06 m

Eat-in Kitchen

Bedroom 4Lower3.71 × 3.25 m
Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.22Mest. value

Listed at $899,900, this home is tracking about 26% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 62 similar homes nearby, adjusted for size, beds, and baths.Median of 62 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.00M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.20M
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $1.15M

That comparable adjusts to $1.15M; the $1.22M estimate above is the median of all 62 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$900KGreat deal$1.32MOverpriced

Total price vs nearby homes. Fair value about $1.22M, median of 62 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Jerome · asking prices
$1.05Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

92 Desoto Drive$1.10M40 Bridgette Drive$940k212 Chartwell Circle$1.10M

The 3 closest active listings nearby.

See all comparable homes
900kThis home1.10M940k1.10MThis home vs active comparables
Live market pulseActive comparables in Hamilton · median list $750K
$400this home / sqft
64active listings nearby
30days on market

This home lists 30% below the area average of $571/sqft.

28 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Jerome, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Gibson
$670K
Westdale
$1.39M
Rural Glanbrook
$1.03M
Delta
$729K
Ancaster
$1.23M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,101/mo
$178KIncome needed
5.1×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,101Property tax $548Total carry $4,649

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,842per month

Mortgage amount $719,920 · 4.14% over 25 years

$179,980Down payment (20.0%)
$719,920Loan before insurance
$0CMHC premium
$4,389Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,842
Property tax
$548
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,389

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,473
Estimated closing costs
$14,473

Plus your down payment of $179,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,666/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,608Total interest paid
$1,152,528Total of all payments
Principal $719,920 Interest $432,608
YearPrincipalInterestBalance
1$16,865$29,236$703,055
2$17,571$28,530$685,484
3$18,306$27,795$667,178
4$19,071$27,030$648,107
5$19,869$26,232$628,238
6$20,700$25,401$607,538
7$21,566$24,535$585,972
8$22,468$23,633$563,504
9$23,408$22,693$540,096
10$24,387$21,714$515,709
11$25,407$20,694$490,302
12$26,470$19,631$463,832
13$27,577$18,524$436,255
14$28,731$17,371$407,524
15$29,932$16,169$377,592
16$31,184$14,917$346,408
17$32,489$13,612$313,919
18$33,848$12,253$280,071
19$35,263$10,838$244,808
20$36,738$9,363$208,070
21$38,275$7,826$169,794
22$39,876$6,225$129,918
23$41,544$4,557$88,374
24$43,282$2,819$45,092
25$45,092$1,009$0

At the end of your 5-year term

Total paid over the term
$230,506
Principal paid down
$91,682
Interest paid
$138,824
Balance remaining
$628,238

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
4.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.6%
Gross yield
− Property tax $6,572− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,884

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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