6-100 Watershore Drive, Hamilton, ON

Stoney Creek, Hamilton · MLS® X13460848

$1,599,000
For Sale
Listed 34 days ago
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5Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq Ft

About this home

Welcome to this exceptional newer home in the award-winning Residences at Watershore community in Stoney Creek. Just steps from the shores of Lake Ontario, this stunning Elm Model offers the perfect blend of modern design, comfort, and upscale living. With over $200,000.00 in updgrades, it features 4 spacious bedrooms, 4 beautifully appointed bathrooms, and a fully finished basement, this home showcases thousands of dollars in premium upgrades throughout. The designer kitchen is a true showpiece, complete with extended cabinetry, elegant crown moulding, an oversized island, and soft-close cabinets and drawers-including a convenient Lazy Susan. Quartz countertops and upgraded faucets add a touch of luxury to both the kitchen and bathrooms. Thoughtfully designed with pot lights throughout and motion-sensor lighting in secondary closets, the home offers both style and functionality. The inviting family room features a custom-built entertainment unit paired with a stunning marble fireplace-perfect for relaxing or entertaining.Engineered hardwood flooring flows seamlessly across the main and second floors, while the basement is finished with high-quality luxury vinyl flooring.Step outside to enjoy the convenience of a natural gas BBQ line, ideal for effortless outdoor entertaining. The fully upgraded garage is a standout feature, complete with epoxy flooring, slat wall organization, built-in storage shelves, and a Chamberlain MyQ smart garage door opener for added convenience. This home offers an exceptional lifestyle with too many upgrades to list.

Key facts

Property type
Detached, 2-Storey
MLS®
X13460848
Bedrooms
5 (4 + 1)
Bathrooms
4 (2 half)
Size
2500-3000
Lot
51.8 × 99.05 ft
Cross streets
Watershore Dr. and Glover Rd.
Parking
2 garage · 4 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Not Applicable
Roof
Shingles
Sewer
Sewer
Property tax
$8,667 / 2026
Days on market
34
Listing brokerage
RE/MAX ULTIMATE REALTY INC.

Rooms

Bedroom 3Second3.05 × 3.96 m

Closet

Bedroom 4Second3.05 × 3.96 m

Closet

Bedroom 2Second3.87 × 3.66 m

Closet

Family RoomBasement4.57 × 13.56 m

2 pc bath · vinyl floor · pot lights

Living RoomMain4.57 × 4.63 m

pot lights · gas fireplace

Dining RoomMain3.54 × 4.08 m

W/O To Yard

Primary BedroomSecond3.99 × 5.07 m

5 pc ensuite · balcony · b/i closet

DenMain3.41 × 3.05 m

Window

KitchenMain3.54 × 4.85 m

quartz counter · pot lights · centre island

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in Stoney Creek · asking prices
$1.51Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

86 Margaret Avenue$1.34M43 Regalview Drive$1.24M10 Vega Crescent$1.07M29 Delrosa Way$2.00M1073 North Service Road$1.90M

The 5 closest of 6 active listings nearby.

See all comparable homes
1.60MThis home1.34M1.24M1.07M2.00M1.90MThis home vs active comparables
Live market pulseActive comparables in Stoney Creek · median list $1.21M
$581this home / sqft
22active listings nearby
34days on market
11sold nearby · 90 days
$955Kmedian sold price
91%of asking, on average
41%vs a year ago

This home lists 15% above the area average of $504/sqft.

31 days longer than the Hamilton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Stoney Creek, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek Mountain
$880K
Hamilton Beach
$1.45M
Crown Point
$618K
Raleigh
$615K
Rural Glanbrook
$759K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,288/mo
$304KIncome needed
5.3×Price ÷ income
$1,682Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,288Property tax $722Total carry $8,010

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,826per month

Mortgage amount $1,279,200 · 4.14% over 25 years

$319,800Down payment (20.0%)
$1,279,200Loan before insurance
$0CMHC premium
$7,549Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,826
Property tax
$722
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,549

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,455
Estimated closing costs
$28,455

Plus your down payment of $319,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,291/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$768,686Total interest paid
$2,047,886Total of all payments
Principal $1,279,200 Interest $768,686
YearPrincipalInterestBalance
1$29,967$51,948$1,249,233
2$31,221$50,695$1,218,012
3$32,527$49,389$1,185,485
4$33,887$48,028$1,151,598
5$35,305$46,611$1,116,294
6$36,781$45,134$1,079,512
7$38,320$43,596$1,041,192
8$39,923$41,993$1,001,270
9$41,593$40,323$959,677
10$43,332$38,583$916,345
11$45,145$36,770$871,200
12$47,033$34,882$824,166
13$49,001$32,915$775,166
14$51,050$30,865$724,115
15$53,186$28,730$670,930
16$55,410$26,505$615,520
17$57,728$24,187$557,792
18$60,143$21,773$497,649
19$62,658$19,257$434,991
20$65,279$16,636$369,711
21$68,010$13,906$301,702
22$70,855$11,061$230,847
23$73,818$8,097$157,029
24$76,906$5,009$80,123
25$80,123$1,793$0

At the end of your 5-year term

Total paid over the term
$409,577
Principal paid down
$162,906
Interest paid
$246,671
Balance remaining
$1,116,294

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $8,667− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,003

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ULTIMATE REALTY INC.. MLS®/PropTx.

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