184 Dundas Street, Hamilton, ON
Waterdown, Hamilton · MLS® X13462164
About this home
"MULTIGENERATIONAL LIVING" Discover luxury and lifestyle in this beautifully crafted custom bungalow, situated on an impressive .45-acre lot just minutes from downtown Waterdown. Exterior features the following: full house generator, sprinkler system, 2 hammerhead paved parking spaces, landscaped gardens with rockery, front light pillars. Large trees for privacy. Wrought iron front porch with double custom doors with side lights and separate door for the lower level also. 2.5 car garage with workbench. Fully fenced yard. Flagstone patio and stairs, garden shed, fire pit. The upper level has 3 bedroom/2 ensuites and a powder room. Sunken family room overlooking rearflagstone/gardens and awning. Separate office, dining room and garden room with an open concept floor plan. Along with the lower level being wonderful for in-laws or multi-generation family with its own walk-out patio to the walk-up yard. The home has 2 laundry rooms and 2 full stainless-appliance kitchens with islands. Please note that the listing agent is related to the seller.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- X13462164
- Bedrooms
- 5 (3 + 2)
- Bathrooms
- 6
- Size
- 2000-2500
- Lot
- 105.36 × 184.83 ft
- Cross streets
- Dundas Street East & Riley
- Parking
- 25 garage · 125 parking (attached)
- Driveway
- Available, Front Yard Parking, Inside Entry
- Basement
- Finished with Walk-Out, Separate Entrance, Full, Walk-Out, Walk-Up, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $10,000 / 2025
- Days on market
- 34
- Listing brokerage
- Royal LePage Real Estate Services Ltd., Brokerage
Rooms
b/i appliances · centre island · combined w/family
separate room · sliding doors · large window
fireplace · sliding doors · gas fireplace
sunken room · hardwood floor · french doors
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairWhat the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 12% below the area average of $880/sqft.
31 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterdown, Hamilton, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $1,400,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,471
- Property tax
- $833
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,304
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $31,475
- Estimated closing costs
- $31,475
Plus your down payment of $350,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $448,255
- Principal paid down
- $178,290
- Interest paid
- $269,965
- Balance remaining
- $1,221,710
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Services Ltd., Brokerage. MLS®/PropTx.