75 Ridge Road, Hamilton, ON
Rural Stoney Creek, Hamilton · MLS® X13462542
About this home
Perched atop the Stoney Creek Escarpment and situated on a 16 pristine acres with over 1000ft of escarpment frontage, this stunning Georgian style modern estate offers over 7,000 square feet of above-grade living space with sweeping views of Hamilton, Stoney Creek, Lake Ontario and even the Toronto skyline on clear days. Upon entering through the private gates and driving along the scenic driveway, you'll pass formal gardens before arriving at the impressive Porte Cochère. Stepping through the front doors, you're greeted by dual staircases and soaring 28-foot ceilings, creating an immediate sense of grandeur. The open, flowing floor plan seamlessly connects all formal rooms to the foyer. For professional needs, the oak-paneled office is conveniently located just off the foyer. The modern kitchen is equipped with high-end Thermador and SubZero appliances, perfect for both everyday meals and entertaining. At the rear of the home, the family area features expansive windows that offer breathtaking city views year-round. The luxurious primary suite includes a spa-like ensuite designed to indulge the homeowner, and a large balcony provides an uninterrupted view of the city. In addition to the Primary Suite, the second floor offers three additional spacious bedrooms, each with its own ensuite bathroom. Above the garage, the bonus room offers an ideal space for a teen retreat or in-law suite. This self-contained area includes a 3-piece ensuite and a kitchenette. The lower level features a gym and sauna, providing the perfect space to meet your fitness and relaxation needs. There's also a vast unfinished area providing an open canvas for your personal preferences. A rare combination of privacy, scale and panoramic beauty, this property is the ultimate retreat for those seeking both serenity and sophistication.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13462542
- Bedrooms
- 5
- Bathrooms
- 8 (1 half)
- Size
- 5,000 sq ft
- Lot
- 966 × 767 ft
- Cross streets
- Upper Centennial
- Parking
- 3 garage · 33 parking (attached)
- Driveway
- Private
- Basement
- Partially Finished, Walk-Up
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Tile
- Sewer
- Septic
- Property tax
- $28,116 / 2025
- Days on market
- 29
- Listing brokerage
- Realty ONE Group Insight
Rooms
crown moulding · 2 way fireplace
Crown Moulding
Listed at $3,998,000, this home is tracking about 33% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $5.25M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2.20M
- Bathrooms +$45K
- Adjusts to $2.24M
That comparable adjusts to $2.24M; the $3.01M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. KING at LAKE is about a 11-minute walk away.
Total price vs nearby homes. Fair value about $3.01M, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Primary suite: a key comfort and resale feature.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 1 closest active listing nearby.
See all comparable homesThis home lists 22% above the area average of $654/sqft.
27 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Stoney Creek, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: KING at LAKE, about 901 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $3,198,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $17,068
- Property tax
- $2,343
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $19,411
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $86,425
- Estimated closing costs
- $86,425
Plus your down payment of $799,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,024,071
- Principal paid down
- $407,317
- Interest paid
- $616,754
- Balance remaining
- $2,791,083
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Realty ONE Group Insight. MLS®/PropTx.