331 Guelph Street, Hamilton, ON
Normanhurst, Hamilton · MLS® X13463542
About this home
Fabulous east-end location offering convenience, comfort, and a long list of updates. This charming 2-bedroom, 1.5 bath home features a bright main floor with newer flooring and a spacious living room that can easily accommodate a combined living/dining layout. Updated kitchen (2024) is bright and spacious, complete with all newer appliances, a stylish island, and modern finishes that make everyday living and entertaining effortless. There are two comfortable bedrooms and an updated main bath. The walkout to the fully fenced backyard provides the perfect outdoor retreat, featuring a deck and an above-ground pool (2025) - ideal for summer relaxation and gatherings. Additional highlights include a large double-wide driveway, newer roof (2020), and front and back decks (2020). The unfinished basement offers excellent potential for future living space, storage, or a custom setup to suit your needs. Situated close to schools, shopping, public transportation, highway access, and great parks, this home delivers exceptional value in a sought-after neighbourhood. RSA.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- X13463542
- Bedrooms
- 2
- Bathrooms
- 2 (1 half)
- Size
- 700-1100
- Lot
- 89 × 40 ft
- Cross streets
- Goggin Avenue
- Parking
- 2 parking
- Driveway
- Private Double
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Above Ground
- Property tax
- $3,161 / 2026
- Days on market
- 29
- Listing brokerage
- RE/MAX ESCARPMENT REALTY INC.
Rooms
Eat-in Kitchen
4 Pc Bath
2 Pc Bath
Listed at $489,500, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Normanhurst, so I widened the search to the surrounding area.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $467K, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $880K
- Bedrooms −$30K
- Adjusts to $850K
That comparable adjusts to $850K; the $479K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. BARTON at PARKDALE is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $479K, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 22% above the area average of $447/sqft.
27 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Normanhurst, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: BARTON at PARKDALE, about 115 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $391,600 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,090
- Property tax
- $263
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,353
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,265
- Estimated closing costs
- $6,265
Plus your down payment of $97,900. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $125,383
- Principal paid down
- $49,870
- Interest paid
- $75,513
- Balance remaining
- $341,730
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.