11 Oakley Court, Hamilton, ON
Ancaster, Hamilton · MLS® X13464662
About this home
Welcome to 11 Oakley Crt, where minimalist design meets modern luxury. This exceptional custom-built home offers at least 6,400 sq ft of refined living space, including a fully finished basement, perfectly designed for both everyday comfort and elegant entertaining. From the moment you step inside, you'll appreciate the high-end finishes and superior craftsmanship throughout. The home features 10' ceilings on the main floor and 9' ceilings on the second level and basement, creating an open, airy atmosphere. The expansive kitchen is a true showpiece, complete with premium Thermador built-in appliances, a stunning Caesarstone waterfall island, a servery, and upgraded cabinetry - ideal for hosting family and friends in grandeur style. Every bathroom is enhanced with heated floors, extending even into the full basement living area for added comfort. The spacious primary bedroom retreat offers his-and-hers walk-in closets and a luxurious spa-inspired ensuite. Step outside to your covered porch, where you can unwind by the built-in fireplace or enjoy watching your favourite sports on TV in a cozy outdoor setting. Additional highlights include a functional mudroom with direct access to a 3-car garage featuring epoxy flooring and a built-in Tesla EV charger. Located in the highly desirable community of Ancaster which offers a vibrant local scene, strong community spirit, and a prestigious, family-friendly lifestyle. Dwell yourself with pride and comfort.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13464662
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 3500-5000
- Lot
- 75 × 120 ft
- Cross streets
- Fiddlers Green Road
- Parking
- 3 garage · 7 parking (attached)
- Driveway
- Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $18,956 / 2026
- Days on market
- 34
- Listing brokerage
- RE/MAX CROSSROADS REALTY INC.
Rooms
laminate · fireplace
hardwood floor · w/o to porch
hardwood floor · fireplace
Laminate
Hardwood Floor
Hardwood Floor
Hardwood Floor
Laminate
porcelain floor · access to garage
hardwood floor · fireplace · his and hers closets
Hardwood Floor
Hardwood Floor
Hardwood Floor
Laminate
Listed at $2,749,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
In Ancaster lately, sellers have been getting about 96% of asking and homes sell in about 35 days.
Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.95M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $4.15M
- Bathrooms −$30K
- Adjusts to $4.12M
That comparable adjusts to $4.12M; the $2.95M estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Total price vs nearby homes. Fair value about $2.95M, median of 11 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Primary suite: a key comfort and resale feature. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 5% above the area average of $617/sqft.
31 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $2,199,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,736
- Property tax
- $1,580
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $13,315
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $55,200
- Estimated closing costs
- $55,200
Plus your down payment of $549,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $704,145
- Principal paid down
- $280,069
- Interest paid
- $424,076
- Balance remaining
- $1,919,131
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CROSSROADS REALTY INC.. MLS®/PropTx.