43 Wilbur Drive, Hamilton, ON

Binbrook, Hamilton · MLS® X13465806

$999,999
For Sale
Listed 32 days ago
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◎ Directions
4Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq Ft
3 schools6 parks9 restaurantswithin 1.5 km

About this home

Welcome to this beautifully maintained, carpet-free family home offering over 3,400 sq. ft. of finished living space, complete with 4 spacious bedrooms, 2 kitchens, and a fully finished in-law suite. Step onto the covered front porch and into the impressive foyer, where you'll find a separate dining room and a welcoming family room featuring a cozy gas fireplace, pot lights, and views of the private backyard. Large, bright windows throughout the home flood the space with natural light. The stunning renovated kitchen is designed for both everyday living and entertaining, showcasing a massive 7' x 3' island, an abundance of cabinetry, generous counter space, deep drawers, a double sink, and a dedicated beverage station. Durable and stylish luxury vinyl flooring runs throughout the home. Elegant hardwood stairs lead to the second level, featuring four generous bedrooms with hardwood floors, a bright loft area, a full main bath, and the convenience of second-floor laundry. The spacious primary retreat offers double door entry, a large 4-piece ensuite with a soaker tub, and a separate walk-in closet. The bright, fully finished basement provides excellent in-law suite potential, complete with a second kitchen with pantry, dining area, spacious family room with electric fireplace and pot lights, plus a utility room and bonus room for additional storage. Step outside through the sliding doors to your private backyard oasis featuring a sun-filled solarium, hot tub, gazebo, shed, and fully fenced yard-perfect for relaxing or entertaining. Additional highlights include reverse osmosis system, parking for four vehicles, a double-car garage with inside entry, and exterior soffit pot lights that enhance the home's curb appeal after dark. A rare opportunity to own a spacious, versatile home designed for comfortable family living and multi-generational possibilities.

Key facts

Property type
Detached, 2-Storey
MLS®
X13465806
Bedrooms
4
Bathrooms
4 (3 half)
Size
2500-3000
Lot
40.98 × 102.69 ft
Cross streets
Maggie Johnson
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,074 / 2026
Days on market
32
Listing brokerage
ROYAL LEPAGE STATE REALTY

Rooms

KitchenBasement3.84 × 3.28 m

Double Sink

BathroomBasement1.63 × 1.52 m

2 Pc Bath

Dining RoomBasement3.29 × 2.90 m

Vinyl Floor

Utility RoomBasement3.89 × 3.73 m
Game RoomBasement3.51 × 3.35 m

Vinyl Floor

PantryBasement3.28 × 1.45 m
BathroomMain1.75 × 1.60 m

2 Pc Bath

BathroomSecond3.45 × 2.64 m

4 pc bath · separate shower

Dining RoomMain3.71 × 3.35 m

Separate Room

OtherBasement1.63 × 1.52 m
KitchenMain5.74 × 3.35 m

pot lights · double sink · vinyl floor

FoyerMain3.58 × 3.12 m
LaundrySecond2.36 × 1.75 m

Laundry Sink

Primary BedroomSecond5.69 × 4.27 m

4 pc ensuite · walk-in closet(s) · hardwood floor

Bedroom 2Second3.86 × 3.45 m

Hardwood Floor

Bedroom 3Second3.78 × 3.48 m

Hardwood Floor

BathroomSecond2.36 × 2.24 m

4 Pc Bath

LoftSecond4.57 × 2.08 m

Hardwood Floor

Family RoomBasement5.59 × 4.27 m

electric fireplace · vinyl floor · pot lights

Bedroom 4Second3.86 × 3.45 m

Hardwood Floor

Living RoomMain5.49 × 4.39 m

gas fireplace · pot lights

Dining RoomMain1.75 × 1.60 m

W/O To Patio

Moe’s TakeTeam Asgarian · Broker
In line
$1000Kest. value

Listed at $999,999, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.00M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1000K
  • Adjusts to $1000K

That comparable adjusts to $1000K; the $1000K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$933KGreat deal$1.02MOverpriced

Total price vs nearby homes. Fair value about $1000K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby in Binbrook · asking prices
$1.03Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

7 Kinsman Drive$1000k87 Soules Square$1.02M141 Whitwell Way$850k36 Pavilion Drive$1.18M129 Magnificent Way$1.10M

The 5 closest active listings nearby.

See all comparable homes
1000kThis home1000k1.02M850k1.18M1.10MThis home vs active comparables
Live market pulseActive comparables in Binbrook · median list $995K
$364this home / sqft
20active listings nearby
32days on market

This home lists 10% below the area average of $406/sqft.

29 days longer than the Hamilton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Binbrook, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

69/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

2 grocery9 dining6 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$947K
Delta
$729K
Homeside
$527K
Hamilton Beach
$1.45M
Ancaster
$1.21M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,558/mo
$194KIncome needed
5.2×Price ÷ income
$1,052Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,558Property tax $506Total carry $5,064

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,269per month

Mortgage amount $799,999 · 4.14% over 25 years

$200,000Down payment (20.0%)
$799,999Loan before insurance
$0CMHC premium
$4,775Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,269
Property tax
$506
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,775

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,475
Estimated closing costs
$16,475

Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,185/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$480,729Total interest paid
$1,280,728Total of all payments
Principal $799,999 Interest $480,729
YearPrincipalInterestBalance
1$18,741$32,488$781,258
2$19,525$31,704$761,733
3$20,342$30,887$741,391
4$21,193$30,036$720,198
5$22,079$29,150$698,119
6$23,003$28,226$675,116
7$23,965$27,264$651,152
8$24,967$26,262$626,184
9$26,012$25,217$600,173
10$27,100$24,129$573,073
11$28,233$22,996$544,840
12$29,414$21,815$515,426
13$30,645$20,585$484,781
14$31,926$19,303$452,855
15$33,262$17,967$419,593
16$34,653$16,576$384,940
17$36,103$15,127$348,837
18$37,613$13,616$311,225
19$39,186$12,043$272,039
20$40,825$10,404$231,214
21$42,533$8,696$188,681
22$44,312$6,917$144,369
23$46,165$5,064$98,204
24$48,096$3,133$50,108
25$50,108$1,121$0

At the end of your 5-year term

Total paid over the term
$256,146
Principal paid down
$101,880
Interest paid
$154,265
Balance remaining
$698,119

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
4.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.3%
Gross yield
− Property tax $6,074− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $48,596

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.

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