365 Valridge Drive, Hamilton, ON
Ancaster, Hamilton · MLS® X13465878
About this home
Welcome to this beautifully maintained two-story home offering the perfect blend of space, comfort, and versatility in one of the area's most desirable neighborhoods. Featuring 4 spacious bedrooms above grade, this home is ideal for growing families or those who love to entertain. The main level boasts a bright and inviting layout with generous living and dining areas, complemented by large windows that fill the space with natural light. The kitchen offers ample cabinetry and workspace, seamlessly connecting to the heart of the home for everyday living and hosting. Upstairs, you'll find four well-sized bedrooms, including a comfortable primary retreat with plenty of closet space. The functional layout provides both privacy and practicality for family living. Downstairs, a fully finished one-bedroom in-law suite offers incredible flexibility-perfect for extended family, guests, or potential rental income. With its own living space and kitchen area, it provides independence while staying connected. Situated in the highly sought-after Parkview Heights neighborhood, this home is just minutes from major highways, making commuting a breeze, and conveniently close to shopping, dining, schools, and everyday amenities.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13465878
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000
- Lot
- 40.11 × 110.14 ft
- Cross streets
- Wilson Street W & Meadowbrook Drive
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Apartment, Full, Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,829 / 2026
- Days on market
- 33
- Listing brokerage
- SKYBOUND REALTY
Rooms
4 pc ensuite · ceramic floor
broadloom · walk-in closet(s)
Laminate
laminate · walk-in closet(s)
4 pc bath · ceramic floor
Broadloom
hardwood floor · gas fireplace
Laminate
Hardwood Floor
Broadloom
2 pc bath · ceramic floor
Ceramic Floor
Ceramic Floor
Hardwood Floor
Concrete Floor
broadloom · walk-in closet(s)
broadloom · walk-in closet(s)
Ceramic Floor
combined w/laundry · concrete floor
Listed at $1,299,900, this home is about 13% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
In Ancaster lately, sellers have been getting about 97% of asking and homes sell in about 43 days. Prices are up 14% versus a year ago.
Based on 97 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 97 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.39M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $1.50M
- Bedrooms +$30K
- Bathrooms +$15K
- Adjusts to $1.54M
That comparable adjusts to $1.54M; the $1.50M estimate above is the median of all 97 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
Total price vs nearby homes. Fair value about $1.50M, median of 97 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 12% below the area average of $540/sqft.
30 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $1,039,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,549
- Property tax
- $736
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,285
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,473
- Estimated closing costs
- $22,473
Plus your down payment of $259,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $332,964
- Principal paid down
- $132,434
- Interest paid
- $200,530
- Balance remaining
- $907,486
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SKYBOUND REALTY. MLS®/PropTx.