172 Diiorio Circle, Hamilton, ON
Ancaster, Hamilton · MLS® X13467066
About this home
Luxury without compromise. If you've been thinking, "I don't want stairs anymore, but I'm not ready to give up space," this rare custom luxury BUNGALOW is designed for you. Offering nearly 7,000 sq. ft. of beautifully finished living space on a spectacular private ravine lot backing onto protected conservation, this is a home where you can host holiday dinners, welcome grandchildren for the weekend, comfortably accommodate adult children, aging parents, and enjoy the privacy of mature trees-all without the challenges of building a custom home.The thoughtfully designed floor plan features a luxurious MAIN-FLOOR PRIMARY SUITE, three additional bedrooms each with their own walk-in closet and private ensuite, soaring 12-ft ceilings, walls of windows overlooking the ravine, and a chef's kitchen with premium Dacor and Miele appliances. The fully finished walkout lower level with separate entrance, full kitchen, second laundry, office and spacious recreation areas is ideal for multi-generational living or extended family.Minutes to golf, Meadowlands shopping, restaurants and highway access. One of Ancaster's rare luxury bungalows offering elegant main-floor living without sacrificing the space to entertain, gather and create lasting family memories.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- X13467066
- Bedrooms
- 4 (2 + 2)
- Bathrooms
- 6 (2 half)
- Size
- 3000-3500
- Lot
- 33.2 × 193.04 ft
- Cross streets
- Stonehenge/Diiorio
- Parking
- 2 garage · 5 parking (attached)
- Driveway
- Private Double
- Basement
- Finished with Walk-Out, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $19,732 / 2025
- Days on market
- 33
- Listing brokerage
- RE/MAX Escarpment Realty Inc., Brokerage
Rooms
3 Pc Ensuite
5 pc ensuite · w/o to balcony
Vaulted Ceiling(s)
3 Pc Ensuite
3 Pc Ensuite
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairWhat the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 21% below the area average of $1,052/sqft.
30 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Ancaster, Hamilton, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $2,156,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,505
- Property tax
- $1,644
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $13,150
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $53,850
- Estimated closing costs
- $53,850
Plus your down payment of $539,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $690,313
- Principal paid down
- $274,567
- Interest paid
- $415,746
- Balance remaining
- $1,881,433
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Escarpment Realty Inc., Brokerage. MLS®/PropTx.