77 Cameron Avenue, Hamilton, ON
Homeside, Hamilton · MLS® X13467230
About this home
Great Family Home! Nestled on a mature street, this spacious home offers comfort, functionality, and move-in-ready appeal. Enjoy a morning beverage, relaxing or greeting neighbours from the charming front deck, while the enclosed foyer helps keep the interior organized and clutter-free. Inside, you'll find carpet-free living and neutral décor throughout. The cozy living room flows into a separate dining area featuring wainscotting and crown moulding, while the bright white kitchen offers a built-in dishwasher, double sink, ample cabinetry, and a convenient pass-through to the living room. A versatile bonus/flex space with patio door access to the backyard and a second full bathroom adds even more functionality. Upstairs, you'll find three well-sized bedrooms and a well-appointed 4-piece bathroom, including a primary bedroom with trendy wainscotting and a deeper closet. The blank canvas basement provides excellent storage or the opportunity to create additional living space to suit your needs. Outside, the fully fenced private backyard boasts a deck, patio, grassy area, and garden shed-perfect for children, pets, and summer entertaining. Additional highlights include a roof replaced in 2022, and most windows replaced in 2022 (excluding the main-level bathroom and side windows). Ideally located close to public transit, the library, schools, parks, and shopping. Just unpack and move in!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13467230
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 25 × 92 ft
- Cross streets
- Kenilworth & Dunsmure
- Parking
- 0 parking
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Other
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,286 / 2026
- Days on market
- 33
- Listing brokerage
- KELLER WILLIAMS EDGE REALTY
Rooms
tile floor · pass through
3 pc bath · tile floor
Carpet Free
Carpet Free
Carpet Free
Carpet Free
carpet free · crown moulding
carpet free · w/o to deck
Listed at $514,900, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
In Homeside lately, sellers have been getting about 96% of asking and homes sell in about 29 days.
There were not many closely comparable homes right in Homeside, so I widened the search to the surrounding area.
Based on 88 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 88 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $482K, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $345K
- Bathrooms +$15K
- Adjusts to $360K
That comparable adjusts to $360K; the $614K estimate above is the median of all 88 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
Total price vs nearby homes. Fair value about $614K, median of 88 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 25% below the area average of $525/sqft.
30 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Homeside, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $411,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,198
- Property tax
- $274
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,472
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $6,773
- Estimated closing costs
- $6,773
Plus your down payment of $102,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $131,889
- Principal paid down
- $52,458
- Interest paid
- $79,431
- Balance remaining
- $359,462
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS EDGE REALTY. MLS®/PropTx.