143 Catharine Street, Hamilton, ON

Beasley, Hamilton · MLS® X13468492

$829,900
For Sale
Listed 28 days ago
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3Bedrooms
3Bathrooms
3Parking
1500-2000Sq Ft

About this home

Welcome to 143 Catharine Street North, where timeless character meets exceptional modern luxury in the heart of Hamilton's sought-after North End. Originally built circa 1915, this beautifully restored century home has been completely renovated with meticulous attention to detail while preserving the charm that makes these homes so desirable. Step inside and experience the impressive 12-foot ceilings that elevate the main level, creating a bright and airy atmosphere throughout. Rich hardwood flooring flows across both levels, complemented by elegant finishes and thoughtful design. The stunning custom kitchen serves as the heart of the home, offering a perfect blend of style and functionality for everyday living and entertaining alike. The well designed second level features three well-appointed bedrooms, including a luxurious primary retreat complete with a private ensuite and sunroom-a rare and peaceful space to unwind. Convenient upper-level laundry hookups add modern practicality to this historic residence. Outside, the private backyard provides an ideal setting for summer gatherings, while the rare private driveway accommodates up to three vehicles. Located just minutes from Hamilton General Hospital, Bayfront Park, the West Harbour GO Station, downtown restaurants, cafés, waterfront trails, and vibrant James Street North, this is urban living without compromise. A remarkable opportunity to own a fully renovated piece of Hamilton history in one of the city's most exciting neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
X13468492
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000
Lot
30 × 100 ft
Cross streets
Cannon St. E. to Catharine St. N.
Parking
3 parking
Driveway
Private
Basement
Unfinished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Stone
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$2,794 / 2025
Days on market
28
Listing brokerage
ONE PERCENT REALTY LTD.

Rooms

KitchenMain2.79 × 4.78 m
Bedroom 2Second3.86 × 3.48 m
Bedroom 3Second2.92 × 2.64 m
Primary BedroomSecond4.78 × 3.07 m
FoyerMain2.12 × 1.70 m
Living RoomMain5.05 × 3.68 m
Utility RoomBasement5.66 × 11.96 m
Dining RoomMain3.76 × 3.80 m
Moe’s TakeTeam Asgarian · Broker
In line
$840Kest. value

Listed at $829,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Beasley, so I widened the search to the surrounding area.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $413K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $850K
  • Adjusts to $850K

That comparable adjusts to $850K; the $840K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. CANNON at CATHARINE is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$819KGreat deal$954KOverpriced

Total price vs nearby homes. Fair value about $840K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$741kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

232 BEDROCK Drive$850k448 STONE CHURCH Road$724k24 Baillie Street$650k

The 3 closest active listings nearby.

See all comparable homes
830kThis home850k724k650kThis home vs active comparables
Live market pulseActive comparables in Hamilton · median list $849K
$474this home / sqft
64active listings nearby
28days on market

This home lists 15% below the area average of $560/sqft.

26 days longer than the Hamilton average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Beasley, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: CANNON at CATHARINE, about 49 m away

20+ transit stops12 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Gibson
$670K
Westdale
$1.39M
Delta
$729K
Homeside
$593K
Dundas
$1.05M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,782/mo
$154KIncome needed
5.4×Price ÷ income
$873Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $3,782Property tax $233Total carry $4,015

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,543per month

Mortgage amount $663,920 · 4.14% over 25 years

$165,980Down payment (20.0%)
$663,920Loan before insurance
$0CMHC premium
$3,776Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,543
Property tax
$233
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,776

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,073
Estimated closing costs
$13,073

Plus your down payment of $165,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,303/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$398,957Total interest paid
$1,062,877Total of all payments
Principal $663,920 Interest $398,957
YearPrincipalInterestBalance
1$15,553$26,962$648,367
2$16,204$26,311$632,163
3$16,882$25,633$615,281
4$17,588$24,927$597,693
5$18,324$24,192$579,370
6$19,090$23,425$560,280
7$19,888$22,627$540,391
8$20,720$21,795$519,671
9$21,587$20,928$498,084
10$22,490$20,025$475,594
11$23,431$19,084$452,163
12$24,411$18,104$427,752
13$25,432$17,083$402,320
14$26,496$16,019$375,825
15$27,604$14,911$348,221
16$28,759$13,756$319,462
17$29,962$12,554$289,500
18$31,215$11,300$258,286
19$32,520$9,995$225,765
20$33,881$8,634$191,885
21$35,298$7,217$156,587
22$36,774$5,741$119,812
23$38,313$4,203$81,500
24$39,915$2,600$41,585
25$41,585$930$0

At the end of your 5-year term

Total paid over the term
$212,575
Principal paid down
$84,550
Interest paid
$128,025
Balance remaining
$579,370

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $2,794− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $29,448

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ONE PERCENT REALTY LTD.. MLS®/PropTx.

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