34 Pentland Road, Hamilton, ON
Waterdown, Hamilton · MLS® X13469384
About this home
34 Pentland Road sits on a family-friendly street in one of Waterdown's most sought-after pockets - a very well maintained, classic 2-storey offering ~2,300 sq ft above grade plus a fully finished basement, where every update earns its place. The kitchen (renovated 2020) anchors the home: white shaker cabinetry with soft close doors, quartz counters, a 10.5' island, dual sinks, pot drawers & a dual-zone wine fridge, all under a vaulted ceiling that floods the space with light. Sliding doors off the kitchen lead straight to the backyard deck, while the room flows into the Great room for easy everyday living. A separate dining room with tray ceiling handles the bigger gatherings. Main floor laundry with inside entry from the double garage takes care of the daily grind. Upstairs, 4 generously sized bedrooms give everyone real space to spread out - no closet-sized afterthoughts here. The primary bedroom functions beautifully: a true escape with a walk-in closet & spa-style 5-piece ensuite featuring a double vanity & corner soaker tub. The remaining 3 bedrooms are well-proportioned & comfortable, suited to kids, guests, or a home office setup. Downstairs, the finished basement flexes to whatever you need - gym, theatre, playroom, office - with a bathroom rough-in & room to add a 5th bedroom as the family grows. Outside highlights: a large wood deck for entertaining, a welcoming front porch & concrete walkway for curb appeal that doesn't fade. Steps to parks, trails, top schools & downtown Waterdown's shops and cafés, with quick commuter access. Space, comfort & a layout that works for real life - ready now.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13469384
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500
- Lot
- 40.03 × 117.45 ft
- Cross streets
- Dundas St E & Hollybush Dr.
- Parking
- 2 garage · 5 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding, Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,255 / 2026
- Days on market
- 33
- Listing brokerage
- RE/MAX ABOUTOWNE REALTY CORP.
Rooms
4 Pc Bath
california shutters · vaulted ceiling(s) · pot lights
Laminate
Laminate
walk-out · bar sink · centre island
5 Pc Ensuite
laminate · walk-in closet(s)
california shutters · pot lights · laminate
Laminate
2 Pc Bath
Listed at $1,199,995, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
In Waterdown lately, sellers have been getting about 95% of asking and homes sell in about 31 days.
Based on 93 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 93 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.19M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $1.16M
- Adjusts to $1.16M
That comparable adjusts to $1.16M; the $1.24M estimate above is the median of all 93 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
Total price vs nearby homes. Fair value about $1.24M, median of 93 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 6 active listings nearby.
See all comparable homesThis home lists 4% below the area average of $557/sqft.
30 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterdown, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $959,996 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,123
- Property tax
- $605
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,727
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $20,475
- Estimated closing costs
- $20,475
Plus your down payment of $239,999. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $307,374
- Principal paid down
- $122,256
- Interest paid
- $185,118
- Balance remaining
- $837,740
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ABOUTOWNE REALTY CORP.. MLS®/PropTx.