207 Montmorency Drive, Hamilton, ON
Red Hill, Hamilton · MLS® X13470354
About this home
WELCOME to 207 Montmorency Drive. This LOVINGLY cared for home has plenty of living space for you and your family to enjoy. Four bedrooms in a four level side split design. Offering a bright, sun-filled living/dining room combination with a large picturesque bow window, pot lights, crown moulding and new flooring, a kitchen with plenty of cupboard space, a lower level family room that boasts hardwood flooring and a warm and cozy gas fireplace, a finished recreation room that can be utilized in so many ways (think gym, office, kids playroom, convert to in-law suite), a large laundry room that includes a bonus shower; this home has to be seen! Roof shingles replaced in 2023 and garage doors replaced in 2024. Situated on a large 60 X 100 foot lot with a spacious backyard that includes a covered patio, convenient shed, possibility for a vegetable garden and ample space remaining for many more garden ideas!! Parking is not an issue here as the attached double car garage(2 garage door opener, newer garage doors) also has a spacious paved driveway with total accommodation for 6 vehicles! Family friendly neighbourhood, close to schools, parks, recreation centre and easy hwy access for the commuter. This home is ready and waiting for its new family. CALL TODAY!
Key facts
- Property type
- Detached, Sidesplit
- MLS®
- X13470354
- Bedrooms
- 4
- Bathrooms
- 2 (1 half)
- Size
- 1500-2000
- Lot
- 60 × 100 ft
- Cross streets
- Red Hill/ Mt. Albion
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,747 / 2025
- Days on market
- 28
- Listing brokerage
- Right At Home Realty, Brokerage
Rooms
2 Pc Bath
4 Pc Bath
Listed at $799,000, this home is tracking about 16% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 60 similar homes nearby, adjusted for size, beds, and baths.Median of 60 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $872K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $850K
- Bedrooms +$30K
- Bathrooms −$15K
- Adjusts to $865K
That comparable adjusts to $865K; the $950K estimate above is the median of all 60 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. MOUNT ALBION at CHERRY HILL is about a 3-minute walk away.
Total price vs nearby homes. Fair value about $950K, median of 60 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Lifestyle
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 20% below the area average of $573/sqft.
26 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Red Hill, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: MOUNT ALBION at CHERRY HILL, about 246 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $639,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,411
- Property tax
- $479
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,890
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,455
- Estimated closing costs
- $12,455
Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $204,661
- Principal paid down
- $81,402
- Interest paid
- $123,258
- Balance remaining
- $557,798
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Right At Home Realty, Brokerage. MLS®/PropTx.