21 East Bend Avenue, Hamilton, ON

Crown Point, Hamilton · MLS® X13470592

$519,000
For Sale
Listed 32 days ago
3Bedrooms
2Bathrooms
1Parking
1500-2000Sq Ft

About this home

Welcome to 21 East Bend Avenue N, a beautifully refreshed detached home in Hamilton's sought-after Crown Point neighbourhood. Offering over 1600 sq. ft. of finished living space across 2.5 storeys, this move-in-ready property combines character, flexibility, and thoughtful updates throughout. The bright and inviting interior features a versatile main-floor bedroom, spacious living and dining areas, fresh paint throughout and new interior finishes. The eat-in kitchen offers abundant cabinetry, generous counter space, stainless steel appliances, and custom banquette seating. A bright main floor office overlooks the private backyard with mature trees. Upstairs, you'll find two spacious bedrooms, convenient second-floor laundry, and a well-appointed 4-piece bathroom. The finished third floor loft/bonus room adds valuable living space, for a studio, playroom, office, fitness area, or guest retreat. Major improvements completed in 2026 include replacement of the lead water service line, new appliances, electrical upgrades, HVAC improvements, interior updates throughout the home, and a new front walkway. Outside, enjoy a fully fenced backyard with a deck, garden space, storage shed, and driveway parking. Ideally located just steps from Ottawa Street's shops and restaurants, Gage Park, schools, and transit. This home offers an exceptional opportunity for first-time buyers, growing families, professionals, or investors. Come and take a look today!

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
X13470592
Bedrooms
3
Bathrooms
2 (1 half)
Size
1500-2000
Lot
25 × 100 ft
Cross streets
King St E
Parking
1 parking
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding, Stucco (Plaster)
Foundation
Stone, Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,461 / 2026
Days on market
32
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

BathroomSecond3.15 × 3.07 m

4 Pc Bath

Living RoomMain3.96 × 3.89 m
Dining RoomMain3.68 × 2.49 m
BedroomMain3.56 × 3.20 m
Bedroom 2Second3.12 × 2.77 m
LaundrySecond2.01 × 1.63 m
FoyerMain3.20 × 1.47 m
BathroomMain1.96 × 1.22 m

2 Pc Bath

LoftThird8.71 × 3.33 m
KitchenMain3.17 × 2.36 m
OfficeMain3.12 × 1.96 m
Primary BedroomSecond4.83 × 3.00 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Comparable listingsCurrently listed nearby · asking prices
$573kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

123 Lottridge Street$588k218 Grosvenor Avenue$630k49 Cheever Street$500k

The 3 closest active listings nearby.

See all comparable homes
519kThis home588k630k500kThis home vs active comparables
Live market pulseActive comparables in Crown Point · median list $465K
$297this home / sqft
34active listings nearby
32days on market
100sold nearby · 90 days
$529Kmedian sold price
97%of asking, on average

This home lists 35% below the area average of $457/sqft.

29 days longer than the Hamilton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Crown Point, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Raleigh
$615K
Hamilton Beach
$1.45M
Stoney Creek Mountain
$880K
Rural Glanbrook
$759K
Westdale
$1.60M

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,365/mo
$103KIncome needed
5.0×Price ÷ income
$546Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $2,365Property tax $288Total carry $2,654

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,216per month

Mortgage amount $415,200 · 4.14% over 25 years

$103,800Down payment (20.0%)
$415,200Loan before insurance
$0CMHC premium
$2,504Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,216
Property tax
$288
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,504

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,855
Estimated closing costs
$6,855

Plus your down payment of $103,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,691/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$249,498Total interest paid
$664,698Total of all payments
Principal $415,200 Interest $249,498
YearPrincipalInterestBalance
1$9,727$16,861$405,473
2$10,134$16,454$395,340
3$10,557$16,031$384,782
4$10,999$15,589$373,783
5$11,459$15,129$362,324
6$11,938$14,650$350,386
7$12,438$14,150$337,948
8$12,958$13,630$324,990
9$13,500$13,088$311,490
10$14,065$12,523$297,425
11$14,653$11,935$282,772
12$15,266$11,322$267,506
13$15,905$10,683$251,602
14$16,570$10,018$235,032
15$17,263$9,325$217,769
16$17,985$8,603$199,784
17$18,737$7,851$181,047
18$19,521$7,067$161,526
19$20,338$6,250$141,188
20$21,188$5,400$120,000
21$22,074$4,513$97,926
22$22,998$3,590$74,928
23$23,960$2,628$50,968
24$24,962$1,626$26,006
25$26,006$582$0

At the end of your 5-year term

Total paid over the term
$132,940
Principal paid down
$52,876
Interest paid
$80,064
Balance remaining
$362,324

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
5.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.3%
Gross yield
− Property tax $3,461− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,781

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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