79 Garinger Crescent, Hamilton, ON
Binbrook, Hamilton · MLS® X13471034
About this home
Absolutely stunning, move-in ready family home backing onto the Binbrook Fairgrounds with no rear neighbours and a bright walk-out basement. Offering approximately 2,553 sq. ft. above ground of beautifully designed living space, this home features 4 spacious bedrooms plus a versatile loft, upper-level laundry, and California shutters throughout. Thousands spent on quality upgrades, including newer appliances, new roof (2024), pot lights, fresh paint, and many more thoughtful improvements that make this home truly turnkey. The main floor boasts 9-ft ceilings, a welcoming foyer, separate living and family rooms, a formal dining room with walkout to a large deck featuring a pergola, and an inviting family room with a gas fireplace. The spacious eat-in kitchen offers custom cherrywood cabinetry, pantry, granite countertops, breakfast bar, and a generous dinette with picturesque views. Upstairs, the primary Bedroom features a walk-in closet and a luxurious 5-piece ensuite with double sinks, separate shower, and corner soaker tub, complemented by three additional spacious bedrooms and a loft ideal for a home office or play area or a Baby bedroom. The bright walk-out basement provides excellent additional living space with a finished recreation room, two bedrooms, a 3Peice bathroom rough-in, and direct access to a large patio and a private, good-sized backyard, perfect for family gatherings and entertaining. Beautifully landscaped, a backyard shed, double asphalt/aggregate driveway, and an attached two-car garage. Ideally situated on a family-friendly street within walking distance to parks, schools, shopping, and everyday amenities. A rare opportunity to own an upgraded home with exceptional indoor and outdoor living space in one of Binbrook's most desirable locations.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13471034
- Bedrooms
- 6 (4 + 2)
- Bathrooms
- 3 (1 half)
- Size
- 2500-3000
- Lot
- 39.37 × 100.66 ft
- Cross streets
- Fall FairWay /Garinger Cres.
- Parking
- 2 garage · 4 parking (built-in)
- Driveway
- Private
- Basement
- Walk-Out, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,681 / 2025
- Days on market
- 32
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
stainless steel appl · granite counters · backsplash
large closet · broadloom · large window
pot lights · w/o to deck · overlooks park
laminate · walk-out · large window
Large Window
large closet · broadloom · large window
5 pc ensuite · walk-in closet(s) · double doors
hardwood floor · pot lights
gas fireplace · hardwood floor · overlooks backyard
Listed at $1,049,900, this home is about 14% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Binbrook, so I widened the search to the surrounding area.
Based on 14 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 14 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $930K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $950K
- Bedrooms +$30K
- Bathrooms −$15K
- Adjusts to $965K
That comparable adjusts to $965K; the $1.22M estimate above is the median of all 14 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
Total price vs nearby homes. Fair value about $1.22M, median of 14 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential. Income potential
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 13% below the area average of $440/sqft.
29 days longer than the Hamilton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Binbrook, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $839,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,482
- Property tax
- $473
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,956
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $17,473
- Estimated closing costs
- $17,473
Plus your down payment of $209,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $268,927
- Principal paid down
- $106,964
- Interest paid
- $161,963
- Balance remaining
- $732,956
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.