585 Dundas Street, Hamilton, ON

Waterdown, Hamilton · MLS® X13473008

$1,349,000
For Sale
Listed 30 days ago
Request a showing
◎ Directions
3Bedrooms
2Bathrooms
2Garage · 12 parking
2000-2500Sq Ft

About this home

Welcome to the exquisite 585 Dundas Street East! This home boasts classic elegance and attention to detail, while preserving it's heritage and original charm. Entering through the front door, you will be greeted with a large foyer and 9' ceilings throughout the main floor! The spacious living room, dining room and kitchen are ideal for families and entertaining, with gorgeous hardwood floors, granite countertops and stainless steel appliances. The main floor continues on with an oversized family room, featuring a fireplace and perfect atmosphere for entertaining and cozy movie nights. Upstairs you will find 3 very large bedrooms, a bonus closet room and a 5 piece bathroom. The partially finished basement and outdoor shed offer ample storage space, in addition to the double car garage. The beauty of this house keeps going to the backyard with your very own beautifully landscaped private oasis, including an above ground pool built into the huge deck! The property is 0.7 acres, with tons of privacy! Minutes from both downtown Waterdown and Burlington, close to parks and all amenities!

Key facts

Property type
Detached, 2-Storey
MLS®
X13473008
Bedrooms
3
Bathrooms
2 (1 half)
Size
2000-2500
Lot
137.06 × 225.57 ft
Cross streets
Dundas Street and Kerns Road
Parking
2 garage · 12 parking (detached)
Driveway
Private
Basement
Partial Basement
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Wood
Foundation
Stone
Roof
Asphalt Shingle
Sewer
Septic
Pool
On Ground
Property tax
$6,363 / 2026
Days on market
30
Listing brokerage
Century 21 Miller Real Estate Ltd.
Moe’s TakeTeam Asgarian · Broker
In line
$1.30Mest. value

Listed at $1,349,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Waterdown lately, sellers have been getting about 95% of asking and homes sell in about 41 days. Prices are down 11% versus a year ago.

Based on 66 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 66 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.04M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.30M
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $1.25M

That comparable adjusts to $1.25M; the $1.30M estimate above is the median of all 66 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

List price
$988KGreat deal$1.50MOverpriced

Total price vs nearby homes. Fair value about $1.30M, median of 66 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Waterdown · asking prices
$1.16Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

43 Niska Drive$1.05M286 Spring Creek Drive$1.05M34 Pentland Road$1.20M33 Meaghan Street$1.18M31 Commando Court$1.32M

The 5 closest of 6 active listings nearby.

See all comparable homes
1.35MThis home1.05M1.05M1.20M1.18M1.32MThis home vs active comparables
Live market pulseActive comparables in Waterdown · median list $1.10M
$600this home / sqft
9active listings nearby
30days on market
29sold nearby · 90 days
$1.19Mmedian sold price
95%of asking, on average
11%vs a year ago

This home lists 15% above the area average of $523/sqft.

27 days longer than the Hamilton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterdown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westdale
$1.60M
Hamilton Beach
$1.45M
Dundas
$993K
Crown Point
$618K
Raleigh
$615K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,148/mo
$254KIncome needed
5.3×Price ÷ income
$1,419Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,148Property tax $530Total carry $6,679

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,759per month

Mortgage amount $1,079,200 · 4.14% over 25 years

$269,800Down payment (20.0%)
$1,079,200Loan before insurance
$0CMHC premium
$6,289Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,759
Property tax
$530
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,289

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,455
Estimated closing costs
$23,455

Plus your down payment of $269,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,995/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$648,504Total interest paid
$1,727,704Total of all payments
Principal $1,079,200 Interest $648,504
YearPrincipalInterestBalance
1$25,282$43,826$1,053,918
2$26,339$42,769$1,027,579
3$27,441$41,667$1,000,137
4$28,589$40,519$971,548
5$29,785$39,323$941,764
6$31,031$38,077$910,733
7$32,329$36,779$878,404
8$33,681$35,427$844,723
9$35,090$34,018$809,634
10$36,557$32,551$773,076
11$38,087$31,022$734,990
12$39,680$29,428$695,310
13$41,339$27,769$653,970
14$43,069$26,039$610,902
15$44,870$24,238$566,032
16$46,747$22,361$519,285
17$48,702$20,406$470,582
18$50,739$18,369$419,843
19$52,862$16,246$366,981
20$55,073$14,035$311,908
21$57,377$11,732$254,531
22$59,777$9,332$194,755
23$62,277$6,831$132,478
24$64,882$4,226$67,596
25$67,596$1,512$0

At the end of your 5-year term

Total paid over the term
$345,541
Principal paid down
$137,436
Interest paid
$208,104
Balance remaining
$941,764

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $6,363− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,093

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Century 21 Miller Real Estate Ltd.. MLS®/PropTx.

CallRequest a showing