230-450 Dundas Street, Hamilton, ON

Waterdown, Hamilton · MLS® X13474102

$434,999
For Sale
Listed 25 days ago
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2Bedrooms
1Bathrooms
1Garage · 2 parking
600-699Sq Ft

About this home

Welcome to Trend Living in the heart of Waterdown. This well maintained 1+den condo offers 692 sq ft of thoughtfully designed living space, ideal for comfortable everyday living.Situated on the second floor, the unit features an open concept layout with laminate flooring throughout and a versatile den that can easily function as a home office, guest area, or additional living space. Walk out to a private balcony, perfect for relaxing outdoors.The unit includes two parking spaces, one underground and one outdoor, along with a private locker, offering a rare and highly practical combination.Located in the sought after Trend community, close to parks, shopping, dining, and major highways, while still enjoying the charm of Waterdown. A great opportunity for first time buyers, professionals, or investors seeking a move in ready property.

Key facts

Property type
Condo Apartment, Apartment
MLS®
X13474102
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
600-699
Cross streets
Dundas and Riverwalk
Parking
1 garage · 2 parking (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Other
Maintenance
$494/mo
Exposure
West
Property tax
$3,021 / 2025
Days on market
25
Listing brokerage
HOUSESIGMA INC.

Rooms

KitchenFlat2.79 × 3.47 m

laminate · stainless steel appl · overlooks living

Living RoomFlat5.45 × 3.47 m

laminate · w/o to balcony · large window

DenFlat2.45 × 2.01 m

Laminate

Primary BedroomFlat3.46 × 2.93 m

laminate · large window · closet

Moe’s TakeTeam Asgarian · Broker
Below comparables
$451Kest. value

Listed at $434,999, this home is about 3% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($670/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $436K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $455K
  • Adjusts to $455K

That comparable adjusts to $455K; the $451K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. DUNDAS at BURKE is about a 6-minute walk away.

List price
$435KGreat deal$455KOverpriced

Total price vs nearby homes. Fair value about $451K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Waterdown · asking prices
$490kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1008-460 Dundas Street$455k101-30 Hamilton Street$425k1106-470 Dundas Street$520k617-450 DUNDAS Street$520k1013-450 Dundas Street$530k

The 5 closest of 8 active listings nearby.

See all comparable homes
435kThis home455k425k520k520k530kThis home vs active comparables
Live market pulseActive comparables in Waterdown · median list $500K
$670this home / sqft
14active listings nearby
25days on market

This home lists 3% below the area average of $693/sqft.

10 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterdown, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

54/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: DUNDAS at BURKE, about 519 m away

5 transit stops10 dining9 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Strathcona
$525K
Central
$390K
Beasley
$319K
Durand
$400K
Corktown
$296K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,983/mo
$97KIncome needed
4.5×Price ÷ income
$458Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $1,983Property tax $252Condo fee $494Total carry $2,729

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,857per month

Mortgage amount $347,999 · 4.14% over 25 years

$87,000Down payment (20.0%)
$347,999Loan before insurance
$0CMHC premium
$2,603Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,857
Property tax
$252
Condo / maintenance fees
$494
Heating
$0
Estimated monthly cost
$2,603

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,175
Estimated closing costs
$5,175

Plus your down payment of $87,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,256/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$209,117Total interest paid
$557,116Total of all payments
Principal $347,999 Interest $209,117
YearPrincipalInterestBalance
1$8,152$14,132$339,847
2$8,493$13,791$331,353
3$8,849$13,436$322,505
4$9,219$13,066$313,286
5$9,604$12,680$303,681
6$10,006$12,278$293,675
7$10,425$11,860$283,251
8$10,861$11,424$272,390
9$11,315$10,970$261,075
10$11,788$10,496$249,286
11$12,281$10,003$237,005
12$12,795$9,489$224,210
13$13,330$8,954$210,879
14$13,888$8,397$196,992
15$14,469$7,816$182,523
16$15,074$7,211$167,449
17$15,705$6,580$151,744
18$16,361$5,923$135,383
19$17,046$5,239$118,337
20$17,759$4,526$100,578
21$18,502$3,783$82,076
22$19,276$3,009$62,801
23$20,082$2,203$42,719
24$20,922$1,363$21,797
25$21,797$488$0

At the end of your 5-year term

Total paid over the term
$111,423
Principal paid down
$44,318
Interest paid
$67,105
Balance remaining
$303,681

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $3,021− Condo fees $5,933− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,340

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOUSESIGMA INC.. MLS®/PropTx.

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