202-11 Rebecca Street, Hamilton, ON

Beasley, Hamilton · MLS® X13474640

$264,900
For Sale
Listed 25 days ago
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1Bedrooms
1Bathrooms
0Parking
600-699Sq Ft

About this home

Sold "as is, where is" basis. Seller makes no representations and/ or warranties. Some photos are virtually staged.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
X13474640
Bedrooms
1
Bathrooms
1
Size
600-699
Cross streets
James St N & Rebecca St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Flat
Maintenance
$504/mo
Exposure
North
Property tax
$2,688 / 2025
Days on market
25
Listing brokerage
ROYAL LEPAGE STATE REALTY

Rooms

KitchenMain3.96 × 3.05 m

Combined w/Living

BedroomMain3.05 × 2.74 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$352Kest. value

Listed at $264,900, this home is about 25% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Beasley, so I widened the search to the surrounding area.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $291K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $380K
  • Adjusts to $380K

That comparable adjusts to $380K; the $352K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. JAMES at REBECCA is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$265KGreat deal$380KOverpriced

Total price vs nearby homes. Fair value about $352K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$339kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

43-2373 King Street$300k805-8 WOODMAN Drive$339k507-36 James Street$315k208-2605 Binbrook Road$360k418-212 King Street$380k

The 5 closest of 8 active listings nearby.

See all comparable homes
265kThis home300k339k315k360k380kThis home vs active comparables
Live market pulseActive comparables in Beasley · median list $360K
$408this home / sqft
5active listings nearby
25days on market

This home lists 23% below the area average of $527/sqft.

10 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Beasley, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: JAMES at REBECCA, about 57 m away

20+ transit stops10 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central
$390K
Corktown
$296K
Durand
$400K
Strathcona
$525K
Ainslie Wood
$361K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,207/mo
$67KIncome needed
4.0×Price ÷ income
$279Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

62%mortgage
Mortgage $1,207Property tax $224Condo fee $504Total carry $1,935

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,131per month

Mortgage amount $211,920 · 4.14% over 25 years

$52,980Down payment (20.0%)
$211,920Loan before insurance
$0CMHC premium
$1,859Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,131
Property tax
$224
Condo / maintenance fees
$504
Heating
$0
Estimated monthly cost
$1,859

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$2,449
Estimated closing costs
$2,449

Plus your down payment of $52,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$1,374/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$127,345Total interest paid
$339,265Total of all payments
Principal $211,920 Interest $127,345
YearPrincipalInterestBalance
1$4,965$8,606$206,955
2$5,172$8,398$201,783
3$5,389$8,182$196,395
4$5,614$7,957$190,781
5$5,849$7,722$184,932
6$6,093$7,477$178,839
7$6,348$7,222$172,490
8$6,614$6,957$165,876
9$6,890$6,680$158,986
10$7,179$6,392$151,807
11$7,479$6,092$144,328
12$7,792$5,779$136,536
13$8,118$5,453$128,419
14$8,457$5,113$119,961
15$8,811$4,760$111,150
16$9,180$4,391$101,971
17$9,564$4,007$92,407
18$9,964$3,607$82,444
19$10,380$3,190$72,063
20$10,815$2,756$61,249
21$11,267$2,304$49,982
22$11,738$1,832$38,244
23$12,229$1,341$26,014
24$12,741$830$13,274
25$13,274$297$0

At the end of your 5-year term

Total paid over the term
$67,853
Principal paid down
$26,988
Interest paid
$40,865
Balance remaining
$184,932

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
4.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.3%
Gross yield
− Property tax $2,688− Condo fees $6,049− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,557

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE STATE REALTY. MLS®/PropTx.

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