14-82 Riverdale Drive, Hamilton, ON

Riverdale, Hamilton · MLS® X13474722

$439,900
For Sale
Listed 25 days ago
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4Bedrooms
2Bathrooms
1Parking
1000-1199Sq Ft

About this home

Welcome to this beautifully updated end-unit townhouse offering the perfect combination of space, comfort, and convenience. The upper level feature three bedrooms, while the fully finished basement provides an additional bedroom, making it ideal for growing families, guests, or a home office. Freshly painted and updated throughout, this move-in-ready home showcases modern finishes and a bright, inviting atmosphere. The functional layout offers ample living space for everyday living and entertaining. Conveniently located close to Eastgate Square, public transit, schools, parks, and a wide variety of shopping and amenities, this home provides easy access to everything you need. Whether you're a first-time buyer, downsizing, or looking for a family-friendly neighborhood, this exceptional property is not to be missed.

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
X13474722
Bedrooms
4 (3 + 1)
Bathrooms
2 (1 half)
Size
1000-1199
Cross streets
Queenston Rd and Riverdale Drive
Parking
1 parking
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Block
Maintenance
$512/mo
Exposure
West
Property tax
$2,398 / 2026
Days on market
25
Listing brokerage
RE/MAX ESCARPMENT GOLFI REALTY INC.

Rooms

BedroomSecond3.00 × 2.41 m
BedroomSecond4.29 × 3.17 m
Primary BedroomSecond4.01 × 3.53 m
LaundryBasement4.39 × 2.18 m
BathroomMain0.00 × 0.00 m

2 Pc Bath

BathroomSecond0.00 × 0.00 m

4 Pc Bath

KitchenMain3.23 × 2.24 m
RecreationBasement5.26 × 4.55 m
BedroomBasement2.67 × 2.54 m
Living RoomMain4.37 × 4.22 m
Dining RoomMain3.12 × 2.34 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a very walkable address with everyday errands close by. QUEENSTON at RIVERDALE is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$331kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

17-15 Albright Road$345k324-350 Quigley Road$350k512-350 Quigley Road$299k

The 3 closest active listings nearby.

See all comparable homes
440kThis home345k350k299kThis home vs active comparables
Live market pulseActive comparables in Riverdale · median list $329K
$400this home / sqft
16active listings nearby
25days on market

This home lists 30% below the area average of $568/sqft.

10 days longer than the Hamilton average (15 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Riverdale, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: QUEENSTON at RIVERDALE, about 332 m away

20+ transit stops13 grocery20+ dining15 parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stoney Creek
$491K
Vincent
$345K
Lakeshore
$537K
Beasley
$319K
Corktown
$296K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,005/mo
$96KIncome needed
4.6×Price ÷ income
$463Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,005Property tax $200Condo fee $512Total carry $2,716

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,878per month

Mortgage amount $351,920 · 4.14% over 25 years

$87,980Down payment (20.0%)
$351,920Loan before insurance
$0CMHC premium
$2,590Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,878
Property tax
$200
Condo / maintenance fees
$512
Heating
$0
Estimated monthly cost
$2,590

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,273
Estimated closing costs
$5,273

Plus your down payment of $87,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,281/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$211,473Total interest paid
$563,393Total of all payments
Principal $351,920 Interest $211,473
YearPrincipalInterestBalance
1$8,244$14,291$343,676
2$8,589$13,947$335,087
3$8,948$13,587$326,138
4$9,323$13,213$316,816
5$9,713$12,823$307,103
6$10,119$12,417$296,984
7$10,542$11,994$286,442
8$10,983$11,553$275,459
9$11,443$11,093$264,016
10$11,921$10,615$252,095
11$12,420$10,116$239,675
12$12,939$9,596$226,736
13$13,481$9,055$213,255
14$14,044$8,491$199,211
15$14,632$7,904$184,579
16$15,244$7,292$169,335
17$15,882$6,654$153,454
18$16,546$5,990$136,908
19$17,238$5,298$119,670
20$17,959$4,577$101,711
21$18,710$3,826$83,001
22$19,493$3,043$63,508
23$20,308$2,228$43,200
24$21,158$1,378$22,043
25$22,043$493$0

At the end of your 5-year term

Total paid over the term
$112,679
Principal paid down
$44,817
Interest paid
$67,861
Balance remaining
$307,103

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
6.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.3%
Gross yield
− Property tax $2,398− Condo fees $6,139− Insurance $600− Vacancy & upkeep $4,488Net operating income $27,175

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT GOLFI REALTY INC.. MLS®/PropTx.

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