65-470 Beach Boulevard, Hamilton, ON

Hamilton Beach, Hamilton · MLS® X13478930

$649,999
For Sale
Listed 24 days ago
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3Bedrooms
2Bathrooms
1Garage · 3 parking
1400-1599Sq Ft

About this home

Stunning and beautifully maintained townhome in prime Hamilton Beach location! Walk to the shore and enjoy listening to the waves and walking the beach! Fantastic location for commuters, minutes to the highway for heading east or west! This lovely home has had many updates, including new flooring throughout (except two bedrooms), quality laminate or LVP through most of the home. Good sized kitchen with new fridge, microwave & dishwasher, built-in cabinet in dining area, induction stove. 2 pc on main with new barn door, 2 large windows in living room with gas fireplace (new mantle and stonework), open to kitchen! New wood stairs and railings, updated main bath with new vanity, tub & shower. Primary suit with luxury vinyl floors, walk-in closet, newer ceiling fan & zebra shades plus blackout curtains for the shift worker! Lower level family room has walkout to nicely landscaped yard w/patio & extended fence for privacy! Full garage with lower level access, garage door opener, plus a nice sized storage room/laundry/utility room! Rare parking for 2 cars in the driveway! Visitor parking steps away, small complex just across from the water! Make this Hamilton Beach beauty your new home, in a beach side community close to everything!

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
X13478930
Bedrooms
3
Bathrooms
2 (1 half)
Size
1400-1599
Cross streets
Eastport/Beach Blvd
Parking
1 garage · 3 parking (built-in)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Rolled
Maintenance
$203/mo
Exposure
South West
Property tax
$4,869 / 2026
Days on market
24
Listing brokerage
RE/MAX REALTY SERVICES INC.

Rooms

Family RoomFlat4.10 × 2.37 m

laminate · w/o to patio

Primary BedroomThird4.99 × 2.89 m

walk-in closet(s) · window

Bedroom 3Third2.40 × 2.55 m

broadloom · closet · window

Utility RoomFlat3.36 × 2.52 m
Living RoomSecond5.00 × 4.36 m

gas fireplace · vinyl floor · window

BreakfastSecond2.83 × 1.89 m

combined w/kitchen · vinyl floor

Bedroom 2Third2.77 × 2.95 m

broadloom · closet · window

FoyerFlat5.95 × 1.97 m

laminate · access to garage

KitchenSecond2.98 × 2.83 m

vinyl floor · combined w/dining · granite counters

Moe’s TakeTeam Asgarian · Broker
Above comparables
$565Kest. value

Listed at $649,999, this home is about 15% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($433/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Hamilton Beach, so I widened the search to the surrounding area.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $728K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $500K
  • Adjusts to $500K

That comparable adjusts to $500K; the $565K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. BEACH opposite SIERRA is about a 1-minute walk away.

List price
$545KGreat deal$650KOverpriced

Total price vs nearby homes. Fair value about $565K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$496kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

15-1255 Upper Gage Avenue$500k31-23 Watsons Lane$488k86-575 Woodward Avenue$530k78-11 Harrisford Street$490k20-23 Watson's Lane$470k

The 5 closest of 8 active listings nearby.

See all comparable homes
650kThis home500k488k530k490k470kThis home vs active comparables
Live market pulseActive comparables in Hamilton · median list $560K
$433this home / sqft
86active listings nearby
24days on market

This home lists 1% below the area average of $437/sqft.

2 days longer than the Hamilton average (22 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Hamilton Beach, Hamilton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

34/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: BEACH opposite SIERRA, about 25 m away

20+ transit stops1 dining6 parks

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Parkview
$540K
McQuesten
$530K
Riverdale
$423K
Red Hill
$450K
Vincent
$425K

Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,962/mo
$134KIncome needed
4.9×Price ÷ income
$684Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

83%mortgage
Mortgage $2,962Property tax $406Condo fee $203Total carry $3,571

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,775per month

Mortgage amount $519,999 · 4.14% over 25 years

$130,000Down payment (20.0%)
$519,999Loan before insurance
$0CMHC premium
$3,384Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,775
Property tax
$406
Condo / maintenance fees
$203
Heating
$0
Estimated monthly cost
$3,384

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,475
Estimated closing costs
$9,475

Plus your down payment of $130,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,370/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$312,473Total interest paid
$832,473Total of all payments
Principal $519,999 Interest $312,473
YearPrincipalInterestBalance
1$12,182$21,117$507,817
2$12,691$20,608$495,126
3$13,222$20,077$481,904
4$13,775$19,524$468,129
5$14,351$18,947$453,777
6$14,952$18,347$438,825
7$15,577$17,722$423,248
8$16,229$17,070$407,020
9$16,908$16,391$390,112
10$17,615$15,684$372,497
11$18,352$14,947$354,146
12$19,119$14,180$335,026
13$19,919$13,380$315,108
14$20,752$12,547$294,355
15$21,620$11,679$272,735
16$22,524$10,774$250,211
17$23,467$9,832$226,744
18$24,448$8,851$202,296
19$25,471$7,828$176,825
20$26,536$6,763$150,289
21$27,646$5,653$122,643
22$28,803$4,496$93,840
23$30,007$3,292$63,833
24$31,263$2,036$32,570
25$32,570$729$0

At the end of your 5-year term

Total paid over the term
$166,495
Principal paid down
$66,222
Interest paid
$100,273
Balance remaining
$453,777

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
6.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.8%
Gross yield
− Property tax $4,869− Condo fees $2,436− Insurance $600− Vacancy & upkeep $6,270Net operating income $42,825

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SERVICES INC.. MLS®/PropTx.

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