212 Chartwell Circle, Hamilton, ON
Jerome, Hamilton · MLS® X13484746
About this home
This beautifully updated home offers a modern open-concept layout with premium finishes throughout. The main floor features a gorgeous custom kitchen with quartz countertops, large island, and abundant cabinetry, along with a spacious family room, elegant dining area, hardwood floors, 9-foot ceilings, pot lights, and California shutters. The upper level includes four generous bedrooms, a versatile den, convenient second-floor laundry, and a luxurious primary suite with walk-in closet and renovated 5-piece ensuite. Easy-care flooring throughout with no carpet. The recently finished basement offers excellent in-law suite potential, featuring a large recreation room, an additional bedroom, 3-piece bathroom, and a wet bar with wine fridge that could potentially be converted into a future kitchenette, making it ideal for multi-generational living, extended family, or guest accommodations. Ample storage space completes the lower level. Situated on a private, fully fenced lot, this home also offers three fireplaces, gas stove, tankless water heater, convenient EV charger in the garage, new shed, and numerous upgrades throughout. Built in 2013 by Scarlett Homes and ideally located close to schools, parks, shopping, amenities, and highway access. Move-in ready and loaded with upgrades-Don't miss out!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- X13484746
- Bedrooms
- 5
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000
- Lot
- 34.12 × 98.43 ft
- Cross streets
- Upper James
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Inside Entry, Available, Private Double
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster), Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,144 / 2026
- Days on market
- 24
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
3 Pc Bath
4 Pc Bath
2 Pc Bath
Listed at $1,099,888, this home is about 17% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Jerome, so I widened the search to the surrounding area.
Based on 17 similar homes nearby, adjusted for size, beds, and baths.Median of 17 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.29M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.37M
- Bedrooms +$30K
- Adjusts to $1.40M
That comparable adjusts to $1.40M; the $1.33M estimate above is the median of all 17 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.33M, median of 17 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 27% below the area average of $548/sqft.
22 days longer than the Hamilton average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Jerome, Hamilton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Hamilton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $879,910 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,696
- Property tax
- $679
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,374
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,473
- Estimated closing costs
- $18,473
Plus your down payment of $219,978. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $281,732
- Principal paid down
- $112,057
- Interest paid
- $169,675
- Balance remaining
- $767,854
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.